Lingle State Bank in Lingle, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 31, 1995

  • Lingle State Bank in Lingle, Wyoming (WY)
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Lingle State Bank - Overview

  • General
  • FDIC Certificate #: 22928
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank, Torrington (#530)
    Federal Reserve ID: 909158
    Date Established: August 20, 1979
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 16035
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 20, 1979
    Last Structure Change Effective Date: July 31, 1995
    Last Structure Change Process Date: August 21, 1995
    Last Data Update: August 21, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: Second And Main Streets, Lingle, WY 82223
    County: Goshen
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $15.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $7Total assets
  • $16,926Cash and due from depository institutions
  • $591Interest-bearing balances
  • $14Securities
  • $8,938Federal funds sold & reverse repurchase agreements
  • $1,020Net loans & leases
  • $5,821Loan loss allowance
  • $101Trading account assets
  • $0Bank premises and fixed assets
  • $265Other real estate owned
  • $25Goodwill and other intangibles
  • $266Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $16,926Total liabilities
  • $15,356Total deposits
  • $15,287Interest-bearing deposits
  • $13,041Deposits held in domestic offices
  • 15287.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $69Total equity capital
  • $69Total bank equity capital
  • $1,570Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $500Undivided profits
  • Memoranda
  • $770Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $33Income earned, not collected on loans
  • $87Earning assets
  • $15,793Long-term assets (5+ years)
  • $1,136Average Assets, year-to-date
  • $16,922Average Assets, quarterly
  • $16,783Volatile liabilities
  • $2,661Insider loans
  • $520FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $544Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,570Total risk weighted assets
  • $7,994Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,111Total interest expense
  • $483Net interest income
  • $628Provision for loan and lease losses
  • $71Total noninterest income
  • $112Fiduciary activities
  • $0Service charges on deposit accounts
  • $95Trading account gains & fees
  • $0Additional noninterest income
  • $17Total noninterest expense
  • $371Salaries and employee benefits
  • $187Premises and equipment expense
  • $49Additional noninterest expense
  • $135Pre-tax net operating income
  • $298Securities gains (losses)
  • $4Applicable income taxes
  • $62Income before extraordinary items
  • $240Extraordinary gains - net
  • $0Net income attributable to bank
  • $240Net charge-offs
  • $56Cash dividends
  • $109Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.07%Cost of funding earning assets
  • 3.08%Net interest margin
  • 4.00%Noninterest income to earning assets
  • 0.71%Noninterest expense to earning assets
  • 2.36%Net operating income to assets
  • 1.40%Return on assets (ROA)
  • 1.42%Pretax return on assets
  • 1.78%Return on equity (ROE)
  • 15.70%Retained earnings to average equity (YTD only)
  • 8.57%Net charge-offs to loans
  • 0.96%Credit loss provision to net charge-offs
  • 126.79%Efficiency ratio
  • 50,135Assets per employee
  • 2.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 45.42%Loss allowance to loans
  • 1.71%Loss allowance to noncurrent loans
  • 306.06%Noncurrent assets plus other real estate owned to assets
  • 0.34%Noncurrent loans to loans
  • 0.56%Net loans and leases to deposits
  • 38.08%Net loans and leases to core deposits
  • 46.10%Equity capital to assets
  • 9.28%Core capital (leverage) ratio
  • 9.33%Tier 1 risk-based capital ratio
  • 19.64%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $16,922Average earning assets
  • $1,529Average equity
  • $15,705Average loans

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