Loomis Federal Savings and Loan Association - Overview
General
FDIC Certificate #: 28774 Status: Active Federal Reserve ID: 450472 Date Established: January 01, 1929 Trust Powers Granted: No Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 2335 FDIC's unique #: 41608 Numeric code: 38 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: August 25, 1939 Last Structure Change Effective Date: July 21, 2011 Last Structure Change Process Date: July 21, 2011 Last Data Update: July 21, 2011 Data Source Date: April 05, 2012
Location
Address: 6350 West 63rd Street, Chicago, IL 60638 County: Cook Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $97.7 mil Equity capital: $16.1 mil Deposits held in domestic offices: $81.3 mil Return on assets (ROA): 0.61% ($0.6 mil) Quarterly return on assets: 0.69% ($0.7 mil) Return on Equity (ROE): 3.78% ($0.6 mil) Quarterly return on equity: 4.19% ($0.7 mil) Net income: $0.6 mil Quarterly Net income: $0.2 mil Pretax return on assets: 1.06% ($1,035.6 mil) Quarterly Pretax return on assets: 1.16% ($1,133.3 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
17Total employees (full-time equivalent)
$97,701Total assets
$7,771Cash and due from depository institutions
$7,347Interest-bearing balances
$31,205Securities
$0Federal funds sold & reverse repurchase agreements
$56,570Net loans & leases
$605Loan loss allowance
$0Trading account assets
$456Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$97,701Life insurance assets
$1,699All other assets
$81,592Total liabilities and capital
$81,250Total liabilities
$81,038Total deposits
$81,250Interest-bearing deposits
$99Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$342Subordinated debt
$16,109All other liabilities
$16,109Total equity capital
$16,109Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$16,109Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$444Income earned, not collected on loans
$0Earning assets
$224Long-term assets (5+ years)
$95,122Average Assets, year-to-date
$0Average Assets, quarterly
$97,722Volatile liabilities
$97,921Insider loans
$36,658FHLB advances
$97,701Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$16,109Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$64Restructured Loans and leases
$158Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$4,226Total interest income
$802Total interest expense
$3,424Net interest income
$236Provision for loan and lease losses
$44Total noninterest income
$0Fiduciary activities
$7Service charges on deposit accounts
$0Trading account gains & fees
$37Additional noninterest income
$2,194Total noninterest expense
$1,565Salaries and employee benefits
$321Premises and equipment expense
$308Additional noninterest expense
$1,038Pre-tax net operating income
$0Securities gains (losses)
$441Applicable income taxes
$597Income before extraordinary items
$0Extraordinary gains - net
$597Net income attributable to bank
$0Net charge-offs
$597Cash dividends
$236Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.44%Yield on earning assets
0.84%Cost of funding earning assets
3.60%Net interest margin
0.05%Noninterest income to earning assets
2.31%Noninterest expense to earning assets
0.61%Net operating income to assets
0.61%Return on assets (ROA)
1.06%Pretax return on assets
3.78%Return on equity (ROE)
3.78%Retained earnings to average equity (YTD only)
0.40%Net charge-offs to loans
100.00%Credit loss provision to net charge-offs
5.40%Efficiency ratio
63,264Assets per employee
5.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.06%Loss allowance to noncurrent loans
136.26%Noncurrent assets plus other real estate owned to assets
0.45%Noncurrent loans to loans
0.78%Net loans and leases to deposits
69.62%Net loans and leases to core deposits
70.83%Equity capital to assets
16.49%Core capital (leverage) ratio
16.49%Tier 1 risk-based capital ratio
43.94%Total risk-based capital ratio
Memoranda
$45Average assets
$97,722Average earning assets
$15,800Average equity
$95,095Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
41608
Loomis Federal Savings And Loan Asso
6350 West 63rd Street, Chicago, IL 60638
January 01, 1929
Full Service Brick and Mortar
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