Macon Building and Loan Association, F.A. in Macon, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 13, 1999

  • Macon Building and Loan Association, F.A. in Macon, Missouri (MO)
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Macon Building and Loan Association, F.A. - Overview

  • General
  • FDIC Certificate #: 28016
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Citizens Bank and Trust Company (#4533)
    Federal Reserve ID: 791175
    Date Established: January 01, 1906
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 743
    FDIC's unique #: 40850
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: October 07, 1954
    Last Structure Change Effective Date: October 13, 1999
    Last Structure Change Process Date: November 08, 1999
    Last Data Update: November 08, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Rollins, Macon, MO 63552
    County: Macon
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $205.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $208,023Total assets
  • $8,318Cash and due from depository institutions
  • $7,525Interest-bearing balances
  • $52,676Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $142,064Net loans & leases
  • $720Loan loss allowance
  • $0Trading account assets
  • $278Bank premises and fixed assets
  • $4Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $4,683All other assets
  • $208,023Total liabilities and capital
  • $179,936Total liabilities
  • $120,929Total deposits
  • $120,865Interest-bearing deposits
  • $120,929Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $57,657Other borrowed funds
  • $0Subordinated debt
  • $1,350All other liabilities
  • $28,087Total equity capital
  • $28,087Total bank equity capital
  • $28,087Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $8,948Undivided profits
  • Memoranda
  • $19,138Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,499Earning assets
  • $0Long-term assets (5+ years)
  • $815Average Assets, year-to-date
  • $202,265Average Assets, quarterly
  • $0Volatile liabilities
  • $210,098Insider loans
  • $208,365FHLB advances
  • $73,838Loans and leases held for sale
  • $264Unused loan commitments
  • $57,518Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,822Total unused commitments
  • $0Restructured Loans and leases
  • $90,690Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $14,265Total interest income
  • $10,088Total interest expense
  • $4,177Net interest income
  • $60Provision for loan and lease losses
  • $349Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $349Additional noninterest income
  • $1,515Total noninterest expense
  • $1,028Salaries and employee benefits
  • $149Premises and equipment expense
  • $338Additional noninterest expense
  • $2,951Pre-tax net operating income
  • $14Securities gains (losses)
  • $982Applicable income taxes
  • $1,983Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,983Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $1,000Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.01%Yield on earning assets
  • 4.96%Cost of funding earning assets
  • 2.05%Net interest margin
  • 0.17%Noninterest income to earning assets
  • 0.74%Noninterest expense to earning assets
  • 0.94%Net operating income to assets
  • 0.94%Return on assets (ROA)
  • 1.41%Pretax return on assets
  • 7.17%Return on equity (ROE)
  • 3.56%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 33,473Assets per employee
  • 17.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 50.43%Loss allowance to loans
  • 0.50%Loss allowance to noncurrent loans
  • 48.03%Noncurrent assets plus other real estate owned to assets
  • 0.72%Noncurrent loans to loans
  • 1.05%Net loans and leases to deposits
  • 117.48%Net loans and leases to core deposits
  • 135.62%Equity capital to assets
  • 13.50%Core capital (leverage) ratio
  • 13.26%Tier 1 risk-based capital ratio
  • 30.33%Total risk-based capital ratio
  • Memoranda
  • $31Average assets
  • $210,098Average earning assets
  • $27,648Average equity
  • $203,447Average loans

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