Madisonville State Bank in Madisonville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 30, 2009

  • Madisonville State Bank in Madisonville, Texas (TX)
  • Show street view No street view available for this location

Madisonville State Bank - Overview

  • General
  • FDIC Certificate #: 33782
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: U.S. Bank National Association (#6548)
    Federal Reserve ID: 2019453
    Date Established: Febuary 26, 1993
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 48029
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 26, 1993
    Last Structure Change Effective Date: October 30, 2009
    Last Structure Change Process Date: November 03, 2009
    Last Data Update: November 03, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 208 West Main Street, Madisonville, TX 77864
    County: Madison
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $256.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 39Total employees (full-time equivalent)
  • $244,411Total assets
  • $10,720Cash and due from depository institutions
  • $160Interest-bearing balances
  • $12,587Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $205,378Net loans & leases
  • $3,017Loan loss allowance
  • $0Trading account assets
  • $422Bank premises and fixed assets
  • $100Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $15,204All other assets
  • $244,411Total liabilities and capital
  • $221,578Total liabilities
  • $189,830Total deposits
  • $173,574Interest-bearing deposits
  • $189,830Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $30,309Other borrowed funds
  • $0Subordinated debt
  • $1,439All other liabilities
  • $22,833Total equity capital
  • $22,833Total bank equity capital
  • $22,833Perpetual preferred stock
  • $0Common stock
  • $950Surplus
  • $32,350Undivided profits
  • Memoranda
  • $-10,467Noncurrent loans and leases
  • $4,027Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,639Earning assets
  • $0Long-term assets (5+ years)
  • $1,278Average Assets, year-to-date
  • $218,125Average Assets, quarterly
  • $57,803Volatile liabilities
  • $246,372Insider loans
  • $249,424FHLB advances
  • $103,093Loans and leases held for sale
  • $0Unused loan commitments
  • $30,309Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,027Total unused commitments
  • $0Restructured Loans and leases
  • $2,431Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $18,080Total interest income
  • $6,838Total interest expense
  • $11,242Net interest income
  • $600Provision for loan and lease losses
  • $1,566Total noninterest income
  • $0Fiduciary activities
  • $551Service charges on deposit accounts
  • $730Trading account gains & fees
  • $285Additional noninterest income
  • $4,604Total noninterest expense
  • $2,738Salaries and employee benefits
  • $401Premises and equipment expense
  • $1,465Additional noninterest expense
  • $7,604Pre-tax net operating income
  • -$28,523Securities gains (losses)
  • -$7,724Applicable income taxes
  • -$13,195Income before extraordinary items
  • $0Extraordinary gains - net
  • -$13,195Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $370Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.92%Yield on earning assets
  • 3.00%Cost of funding earning assets
  • 4.93%Net interest margin
  • 0.69%Noninterest income to earning assets
  • 2.02%Noninterest expense to earning assets
  • 2.05%Net operating income to assets
  • -5.36%Return on assets (ROA)
  • -8.49%Pretax return on assets
  • -56.47%Return on equity (ROE)
  • -56.47%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 162.16%Credit loss provision to net charge-offs
  • 22.17%Efficiency ratio
  • 35,946Assets per employee
  • 6.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.45%Loss allowance to noncurrent loans
  • 65.04%Noncurrent assets plus other real estate owned to assets
  • 2.50%Noncurrent loans to loans
  • 2.23%Net loans and leases to deposits
  • 108.19%Net loans and leases to core deposits
  • 175.93%Equity capital to assets
  • 9.34%Core capital (leverage) ratio
  • 7.80%Tier 1 risk-based capital ratio
  • 9.56%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $246,372Average earning assets
  • $23,365Average equity
  • $228,190Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Madisonville State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents