Magna Bank of St. Charles County, St. Charles, MO. in St. Charles, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 30, 1993

  • Magna Bank of St. Charles County, St. Charles, MO. in St. Charles, Missouri (MO)
  • Show street view No street view available for this location

Magna Bank of St. Charles County, St. Charles, MO. - Overview

  • General
  • FDIC Certificate #: 4561
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Magna Bank, National Association (#20606)
    Federal Reserve ID: 260550
    Date Established: December 16, 1863
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    FDIC's unique #: 3021
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 30, 1993
    Last Structure Change Process Date: July 23, 1993
    Last Data Update: August 11, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Main Street, St. Charles, MO 63301
    County: St. Charles
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Consolidated - Without Assistance
  • Financial Summary
  • Total assets: $214.5 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $91Total assets
  • $223,356Cash and due from depository institutions
  • $9,253Interest-bearing balances
  • $0Securities
  • $77,710Federal funds sold & reverse repurchase agreements
  • $3,700Net loans & leases
  • $120,097Loan loss allowance
  • $2,850Trading account assets
  • $0Bank premises and fixed assets
  • $2,866Other real estate owned
  • $3,748Goodwill and other intangibles
  • $3,919Life insurance assets
  • $2,063All other assets
  • $0Total liabilities and capital
  • $223,356Total liabilities
  • $201,900Total deposits
  • $199,515Interest-bearing deposits
  • $171,251Deposits held in domestic offices
  • 199515.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $1,340Trading liabilities
  • $0Other borrowed funds
  • $1Subordinated debt
  • $0All other liabilities
  • $1,044Total equity capital
  • $1,044Total bank equity capital
  • $21,456Perpetual preferred stock
  • $1Common stock
  • $39Surplus
  • $19,134Undivided profits
  • Memoranda
  • $2,282Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,821Income earned, not collected on loans
  • $747Earning assets
  • $201,507Long-term assets (5+ years)
  • $60,124Average Assets, year-to-date
  • $224,418Average Assets, quarterly
  • $219,831Volatile liabilities
  • $8,060Insider loans
  • $1,443FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $16,390Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $19,393Total risk weighted assets
  • $142,781Total unused commitments
  • $0Restructured Loans and leases
  • $17,000Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $16,062Total interest expense
  • $6,984Net interest income
  • $9,078Provision for loan and lease losses
  • $510Total noninterest income
  • $1,979Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,273Trading account gains & fees
  • $0Additional noninterest income
  • $706Total noninterest expense
  • $7,314Salaries and employee benefits
  • $2,565Premises and equipment expense
  • $1,075Additional noninterest expense
  • $3,674Pre-tax net operating income
  • $3,233Securities gains (losses)
  • $6Applicable income taxes
  • $1,013Income before extraordinary items
  • $2,226Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,226Net charge-offs
  • $2,519Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.84%Cost of funding earning assets
  • 3.41%Net interest margin
  • 4.43%Noninterest income to earning assets
  • 0.97%Noninterest expense to earning assets
  • 3.57%Net operating income to assets
  • 0.99%Return on assets (ROA)
  • 0.99%Pretax return on assets
  • 1.44%Return on equity (ROE)
  • 10.81%Retained earnings to average equity (YTD only)
  • 10.81%Net charge-offs to loans
  • 1.87%Credit loss provision to net charge-offs
  • 20.25%Efficiency ratio
  • 64,755Assets per employee
  • 2.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.32%Loss allowance to noncurrent loans
  • 156.51%Noncurrent assets plus other real estate owned to assets
  • 2.49%Noncurrent loans to loans
  • 1.48%Net loans and leases to deposits
  • 60.19%Net loans and leases to core deposits
  • 62.29%Equity capital to assets
  • 9.61%Core capital (leverage) ratio
  • 8.83%Tier 1 risk-based capital ratio
  • 13.58%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $224,418Average earning assets
  • $20,599Average equity
  • $204,767Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Magna Bank of St. Charles County, St. Charles, MO..
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents