MainBank, National Association in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 01, 2003

  • MainBank, National Association in Dallas, Texas (TX)
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MainBank, National Association - Overview

  • General
  • FDIC Certificate #: 26624
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Prosperity Bank (#16835)
    Federal Reserve ID: 920863
    Date Established: April 03, 1986
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    OTS Docket #: 11551
    FDIC's unique #: 35348
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: April 03, 1986
    Last Structure Change Effective Date: November 01, 2003
    Last Structure Change Process Date: November 24, 2003
    Last Data Update: November 24, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 333 West Kiest Boulevard, Dallas, TX 75224
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $177.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 98Total employees (full-time equivalent)
  • $200,639Total assets
  • $11,201Cash and due from depository institutions
  • $50Interest-bearing balances
  • $30,356Securities
  • $26,204Federal funds sold & reverse repurchase agreements
  • $119,249Net loans & leases
  • $2,876Loan loss allowance
  • $0Trading account assets
  • $6,517Bank premises and fixed assets
  • $1,153Other real estate owned
  • $3,873Goodwill and other intangibles
  • $0Life insurance assets
  • $2,086All other assets
  • $200,639Total liabilities and capital
  • $178,166Total liabilities
  • $177,424Total deposits
  • $127,609Interest-bearing deposits
  • $177,424Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $742All other liabilities
  • $22,473Total equity capital
  • $22,473Total bank equity capital
  • $22,473Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $17,042Undivided profits
  • Memoranda
  • $4,431Noncurrent loans and leases
  • $7,401Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,536Earning assets
  • $668Long-term assets (5+ years)
  • $808Average Assets, year-to-date
  • $175,859Average Assets, quarterly
  • $10,044Volatile liabilities
  • $204,201Insider loans
  • $205,858FHLB advances
  • $13,362Loans and leases held for sale
  • $3,523Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $7,401Total unused commitments
  • $0Restructured Loans and leases
  • $1,522Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $11,264Total interest income
  • $3,165Total interest expense
  • $8,099Net interest income
  • $1,129Provision for loan and lease losses
  • $3,139Total noninterest income
  • $0Fiduciary activities
  • $2,955Service charges on deposit accounts
  • $0Trading account gains & fees
  • $184Additional noninterest income
  • $10,207Total noninterest expense
  • $4,305Salaries and employee benefits
  • $1,515Premises and equipment expense
  • $4,387Additional noninterest expense
  • -$98Pre-tax net operating income
  • $14Securities gains (losses)
  • -$84Applicable income taxes
  • $0Income before extraordinary items
  • $0Extraordinary gains - net
  • $0Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $924Sale, conversion, retirement of capital stock, net
  • $100Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.29%Yield on earning assets
  • 1.77%Cost of funding earning assets
  • 4.52%Net interest margin
  • 1.75%Noninterest income to earning assets
  • 5.70%Noninterest expense to earning assets
  • -0.00%Net operating income to assets
  • 0.00%Return on assets (ROA)
  • -0.04%Pretax return on assets
  • 0.00%Return on equity (ROE)
  • -0.44%Retained earnings to average equity (YTD only)
  • 0.70%Net charge-offs to loans
  • 122.19%Credit loss provision to net charge-offs
  • 1.12%Efficiency ratio
  • 90,826Assets per employee
  • 2.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.35%Loss allowance to noncurrent loans
  • 113.41%Noncurrent assets plus other real estate owned to assets
  • 1.52%Noncurrent loans to loans
  • 2.08%Net loans and leases to deposits
  • 67.21%Net loans and leases to core deposits
  • 72.69%Equity capital to assets
  • 11.20%Core capital (leverage) ratio
  • 9.53%Tier 1 risk-based capital ratio
  • 15.39%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $204,201Average earning assets
  • $22,670Average equity
  • $179,106Average loans

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