Manson State Bank in Manson, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Manson State Bank in Manson, Iowa (IA)
  • Show street view No street view available for this location

Manson State Bank - Overview

  • General
  • FDIC Certificate #: 223
    Status: Active
    Federal Reserve ID: 868442
    Bank Holding Company (Regulatory Top Holder): Rog-Lee, Incorporated (RSSDID: 1143212, Location: Manson, IA)
    Date Established: January 01, 1933
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 177
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1001 Main St, Manson, IA 50563
    County: Calhoun
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $36.9 mil
    Equity capital: $4.1 mil
    Deposits held in domestic offices: $32.4 mil
    Return on assets (ROA): 0.75% ($0.3 mil)
    Quarterly return on assets: 0.83% ($0.3 mil)
    Return on Equity (ROE): 6.78% ($0.3 mil)
    Quarterly return on equity: 7.20% ($0.3 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.79% ($291.7 mil)
    Quarterly Pretax return on assets: 0.88% ($324.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $36,922Total assets
  • $2,654Cash and due from depository institutions
  • $1,745Interest-bearing balances
  • $22,643Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $10,322Net loans & leases
  • $141Loan loss allowance
  • $0Trading account assets
  • $146Bank premises and fixed assets
  • $28Other real estate owned
  • $673Goodwill and other intangibles
  • $36,921Life insurance assets
  • $456All other assets
  • $32,781Total liabilities and capital
  • $32,444Total liabilities
  • $26,824Total deposits
  • $32,444Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 250.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $87Subordinated debt
  • $4,140All other liabilities
  • $4,140Total equity capital
  • $4,140Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $3,275Surplus
  • $765Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $229Long-term assets (5+ years)
  • $34,710Average Assets, year-to-date
  • $17,289Average Assets, quarterly
  • $36,317Volatile liabilities
  • $37,025Insider loans
  • $17,152FHLB advances
  • $36,683Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,360Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,235Restructured Loans and leases
  • $2Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,128Total interest income
  • $225Total interest expense
  • $903Net interest income
  • $181Provision for loan and lease losses
  • $122Total noninterest income
  • $0Fiduciary activities
  • $91Service charges on deposit accounts
  • $0Trading account gains & fees
  • $31Additional noninterest income
  • $757Total noninterest expense
  • $458Salaries and employee benefits
  • $91Premises and equipment expense
  • $208Additional noninterest expense
  • $87Pre-tax net operating income
  • $200Securities gains (losses)
  • $14Applicable income taxes
  • $273Income before extraordinary items
  • $0Extraordinary gains - net
  • $273Net income attributable to bank
  • $0Net charge-offs
  • $273Cash dividends
  • $205Sale, conversion, retirement of capital stock, net
  • $183Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.30%Yield on earning assets
  • 0.66%Cost of funding earning assets
  • 2.64%Net interest margin
  • 0.36%Noninterest income to earning assets
  • 2.21%Noninterest expense to earning assets
  • 0.23%Net operating income to assets
  • 0.75%Return on assets (ROA)
  • 0.79%Pretax return on assets
  • 6.78%Return on equity (ROE)
  • 2.23%Retained earnings to average equity (YTD only)
  • 1.85%Net charge-offs to loans
  • 88.29%Credit loss provision to net charge-offs
  • 1.31%Efficiency ratio
  • 67,317Assets per employee
  • 4.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 67.03%Loss allowance to loans
  • 1.35%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.08%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 31.81%Net loans and leases to core deposits
  • 33.01%Equity capital to assets
  • 11.21%Core capital (leverage) ratio
  • 9.16%Tier 1 risk-based capital ratio
  • 19.59%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $36,317Average earning assets
  • $4,029Average equity
  • $34,195Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $215Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 34Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $215Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 1 Iowa Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0177Manson State Bank1001 Main St, Manson, IA 50563January 01, 1933Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Manson State Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents