Marion State Bank in Marion, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Marion State Bank - Overview

  • General
  • FDIC Certificate #: 15355
    Status: Active
    Federal Reserve ID: 484057
    Bank Holding Company (Regulatory Top Holder): Marion Bancshares, Inc. (RSSDID: 3828250, Location: Marion, TX)
    Date Established: January 01, 1906
    WWW: http://www.marionstbanktx.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 9684
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: Febuary 11, 1936
    Last Structure Change Effective Date: October 04, 2007
    Last Structure Change Process Date: October 04, 2007
    Last Data Update: October 04, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 West San Antonio Street, Marion, TX 78124
    County: Guadalupe
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): San Antonio, TX (#7240)
    Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
    CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $71.1 mil
    Equity capital: $10.7 mil
    Deposits held in domestic offices: $60.4 mil
    Return on assets (ROA): 1.88% ($1.3 mil)
    Quarterly return on assets: 1.79% ($1.3 mil)
    Return on Equity (ROE): 12.72% ($1.4 mil)
    Quarterly return on equity: 11.73% ($1.3 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.91% ($1,357.5 mil)
    Quarterly Pretax return on assets: 1.93% ($1,371.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $71,075Total assets
  • $4,909Cash and due from depository institutions
  • $3,055Interest-bearing balances
  • $45,527Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $19,553Net loans & leases
  • $188Loan loss allowance
  • $0Trading account assets
  • $433Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $71,075Life insurance assets
  • $653All other assets
  • $60,404Total liabilities and capital
  • $60,375Total liabilities
  • $48,773Total deposits
  • $60,375Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $29Subordinated debt
  • $10,671All other liabilities
  • $10,671Total equity capital
  • $10,671Total bank equity capital
  • $0Perpetual preferred stock
  • $720Common stock
  • $1,680Surplus
  • $8,271Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $43Income earned, not collected on loans
  • $0Earning assets
  • $527Long-term assets (5+ years)
  • $68,135Average Assets, year-to-date
  • $44,486Average Assets, quarterly
  • $65,965Volatile liabilities
  • $69,014Insider loans
  • $33,415FHLB advances
  • $69,216Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,271Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,632Restructured Loans and leases
  • $170Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,653Total interest income
  • $369Total interest expense
  • $2,284Net interest income
  • $26Provision for loan and lease losses
  • $301Total noninterest income
  • $0Fiduciary activities
  • $257Service charges on deposit accounts
  • $0Trading account gains & fees
  • $44Additional noninterest income
  • $1,500Total noninterest expense
  • $728Salaries and employee benefits
  • $140Premises and equipment expense
  • $632Additional noninterest expense
  • $1,059Pre-tax net operating income
  • $203Securities gains (losses)
  • $24Applicable income taxes
  • $1,238Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,238Net income attributable to bank
  • $0Net charge-offs
  • $1,238Cash dividends
  • $59Sale, conversion, retirement of capital stock, net
  • $505Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.18%Yield on earning assets
  • 0.58%Cost of funding earning assets
  • 3.60%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 2.36%Noninterest expense to earning assets
  • 1.58%Net operating income to assets
  • 1.88%Return on assets (ROA)
  • 1.91%Pretax return on assets
  • 12.72%Return on equity (ROE)
  • 7.53%Retained earnings to average equity (YTD only)
  • 0.31%Net charge-offs to loans
  • 44.07%Credit loss provision to net charge-offs
  • 18.39%Efficiency ratio
  • 58,027Assets per employee
  • 5.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 40.79%Loss allowance to loans
  • 0.95%Loss allowance to noncurrent loans
  • 437.21%Noncurrent assets plus other real estate owned to assets
  • 0.06%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 32.39%Net loans and leases to core deposits
  • 38.90%Equity capital to assets
  • 15.01%Core capital (leverage) ratio
  • 13.39%Tier 1 risk-based capital ratio
  • 27.75%Total risk-based capital ratio
  • Memoranda
  • $28Average assets
  • $65,965Average earning assets
  • $9,733Average equity
  • $63,465Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09684Marion State Bank301 West San Antonio Street, Marion, TX 78124January 01, 1906Full Service Brick and Mortar

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