Mark Twain Bank in Saint Louis, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 20, 1997

  • Mark Twain Bank in Saint Louis, Missouri (MO)
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Mark Twain Bank - Overview

  • General
  • FDIC Certificate #: 22251
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mercantile Bank National Association (#18159)
    Federal Reserve ID: 860455
    Date Established: April 02, 1976
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 20 (Interstate: No)
    OTS Docket #: 9948
    FDIC's unique #: 15465
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 02, 1976
    Last Structure Change Effective Date: June 20, 1997
    Last Structure Change Process Date: July 09, 1997
    Last Data Update: July 09, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 8822 Ladue Road, Saint Louis, MO 63124
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $2,182.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $692Total assets
  • $2,025,319Cash and due from depository institutions
  • $97,272Interest-bearing balances
  • $4,387Securities
  • $438,470Federal funds sold & reverse repurchase agreements
  • $18,650Net loans & leases
  • $1,374,410Loan loss allowance
  • $21,042Trading account assets
  • $27,564Bank premises and fixed assets
  • $15,784Other real estate owned
  • $871Goodwill and other intangibles
  • $52,163Life insurance assets
  • $135All other assets
  • $0Total liabilities and capital
  • $2,025,319Total liabilities
  • $1,844,252Total deposits
  • $1,636,664Interest-bearing deposits
  • $1,306,854Deposits held in domestic offices
  • 1636664.00%% insured (estimated)
  • $78Federal funds purchased & repurchase agreements
  • $172,194Trading liabilities
  • $7,744Other borrowed funds
  • $6,612Subordinated debt
  • $0All other liabilities
  • $21,038Total equity capital
  • $21,038Total bank equity capital
  • $181,067Perpetual preferred stock
  • $0Common stock
  • $689Surplus
  • $37,141Undivided profits
  • Memoranda
  • $143,237Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,078Income earned, not collected on loans
  • $7,548Earning assets
  • $1,863,481Long-term assets (5+ years)
  • $379,380Average Assets, year-to-date
  • $2,060,248Average Assets, quarterly
  • $2,079,568Volatile liabilities
  • $290,858Insider loans
  • $86,715FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $393,078Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $182,202Total risk weighted assets
  • $1,683,326Total unused commitments
  • $0Restructured Loans and leases
  • $589,427Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $152,332Total interest expense
  • $67,854Net interest income
  • $84,478Provision for loan and lease losses
  • $1,241Total noninterest income
  • $37,767Fiduciary activities
  • $5,835Service charges on deposit accounts
  • $5,559Trading account gains & fees
  • $12,994Additional noninterest income
  • $13,379Total noninterest expense
  • $61,662Salaries and employee benefits
  • $32,378Premises and equipment expense
  • $8,349Additional noninterest expense
  • $20,935Pre-tax net operating income
  • $59,342Securities gains (losses)
  • $264Applicable income taxes
  • $20,745Income before extraordinary items
  • $38,861Extraordinary gains - net
  • $0Net income attributable to bank
  • $38,861Net charge-offs
  • $1,053Cash dividends
  • $34,600Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.24%Cost of funding earning assets
  • 3.67%Net interest margin
  • 4.57%Noninterest income to earning assets
  • 2.04%Noninterest expense to earning assets
  • 3.34%Net operating income to assets
  • 1.88%Return on assets (ROA)
  • 1.89%Pretax return on assets
  • 2.89%Return on equity (ROE)
  • 22.31%Retained earnings to average equity (YTD only)
  • 2.45%Net charge-offs to loans
  • 0.08%Credit loss provision to net charge-offs
  • 117.85%Efficiency ratio
  • 50,432Assets per employee
  • 2.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 89.04%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 515.99%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.29%Net loans and leases to deposits
  • 83.98%Net loans and leases to core deposits
  • 89.69%Equity capital to assets
  • 8.94%Core capital (leverage) ratio
  • 8.97%Tier 1 risk-based capital ratio
  • 10.82%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $2,060,248Average earning assets
  • $174,202Average equity
  • $1,848,054Average loans

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