Mediapolis Savings Bank in Mediapolis, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Mediapolis Savings Bank - Overview

  • General
  • FDIC Certificate #: 15772
    Status: Active
    Federal Reserve ID: 826648
    Bank Holding Company (Regulatory Top Holder): Mediapolis Bancorporation (RSSDID: 2291398, Location: Mediapolis, IA)
    Date Established: September 16, 1940
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 10019
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: September 16, 1940
    Last Structure Change Effective Date: July 03, 2007
    Last Structure Change Process Date: July 03, 2007
    Last Data Update: July 03, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 605 Main Street, Mediapolis, IA 52637
    County: Des Moines
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Cedar Rapids
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Burlington, IA-IL (#15460)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $128.6 mil
    Equity capital: $13.5 mil
    Deposits held in domestic offices: $100.7 mil
    Return on assets (ROA): 0.93% ($1.2 mil)
    Quarterly return on assets: 0.77% ($1.0 mil)
    Return on Equity (ROE): 10.02% ($1.4 mil)
    Quarterly return on equity: 7.47% ($1.0 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.99% ($1,272.7 mil)
    Quarterly Pretax return on assets: 0.83% ($1,067.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $128,557Total assets
  • $7,484Cash and due from depository institutions
  • $3,251Interest-bearing balances
  • $30,327Securities
  • $40Federal funds sold & reverse repurchase agreements
  • $85,402Net loans & leases
  • $1,106Loan loss allowance
  • $0Trading account assets
  • $1,923Bank premises and fixed assets
  • $116Other real estate owned
  • $0Goodwill and other intangibles
  • $128,557Life insurance assets
  • $3,265All other assets
  • $115,023Total liabilities and capital
  • $100,665Total liabilities
  • $86,901Total deposits
  • $100,665Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 5180.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $8,719Trading liabilities
  • $0Other borrowed funds
  • $459Subordinated debt
  • $13,534All other liabilities
  • $13,534Total equity capital
  • $13,534Total bank equity capital
  • $0Perpetual preferred stock
  • $295Common stock
  • $2,620Surplus
  • $10,619Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,652Income earned, not collected on loans
  • $0Earning assets
  • $1,160Long-term assets (5+ years)
  • $119,020Average Assets, year-to-date
  • $32,984Average Assets, quarterly
  • $127,990Volatile liabilities
  • $129,216Insider loans
  • $95,203FHLB advances
  • $131,790Loans and leases held for sale
  • $1,252Unused loan commitments
  • $1,252Tier 1 (core) risk-based capital
  • $12,455Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,207Restructured Loans and leases
  • $420Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,058Total interest income
  • $1,943Total interest expense
  • $4,115Net interest income
  • $796Provision for loan and lease losses
  • $284Total noninterest income
  • $11Fiduciary activities
  • $152Service charges on deposit accounts
  • $0Trading account gains & fees
  • $121Additional noninterest income
  • $2,340Total noninterest expense
  • $1,127Salaries and employee benefits
  • $149Premises and equipment expense
  • $1,064Additional noninterest expense
  • $1,263Pre-tax net operating income
  • -$2Securities gains (losses)
  • $72Applicable income taxes
  • $1,189Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,189Net income attributable to bank
  • $0Net charge-offs
  • $1,189Cash dividends
  • $714Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.11%Yield on earning assets
  • 1.64%Cost of funding earning assets
  • 3.47%Net interest margin
  • 0.24%Noninterest income to earning assets
  • 1.97%Noninterest expense to earning assets
  • 0.93%Net operating income to assets
  • 0.93%Return on assets (ROA)
  • 0.99%Pretax return on assets
  • 10.02%Return on equity (ROE)
  • 6.65%Retained earnings to average equity (YTD only)
  • 0.82%Net charge-offs to loans
  • 111.48%Credit loss provision to net charge-offs
  • 2.88%Efficiency ratio
  • 53,194Assets per employee
  • 6.12%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 33.64%Loss allowance to loans
  • 1.28%Loss allowance to noncurrent loans
  • 66.95%Noncurrent assets plus other real estate owned to assets
  • 1.38%Noncurrent loans to loans
  • 1.91%Net loans and leases to deposits
  • 84.84%Net loans and leases to core deposits
  • 89.92%Equity capital to assets
  • 10.53%Core capital (leverage) ratio
  • 9.45%Tier 1 risk-based capital ratio
  • 13.08%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $127,990Average earning assets
  • $11,864Average equity
  • $118,617Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $4,362Managed Assets
  • 1Number of Accounts
  • $4,362Personal trust and agency accounts
  • $4,362Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 16Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 2 Iowa Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010019Mediapolis Savings Bank605 Main Street, Mediapolis, IA 52637September 16, 1940Full Service Brick and Mortar
    1235257Wapello Street North Branch205 Wapello Street North, Mediapolis, IA 52637May 01, 1997Full Service Brick and Mortar

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