Mega Bank in St. Ann, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 18, 1994

  • Mega Bank in St. Ann, Missouri (MO)
  • Show street view No street view available for this location

Mega Bank - Overview

  • General
  • FDIC Certificate #: 17311
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Magna Bank, National Association (#20606)
    Federal Reserve ID: 257158
    Date Established: March 15, 1954
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    FDIC's unique #: 11324
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 15, 1954
    Last Structure Change Effective Date: Febuary 18, 1994
    Last Structure Change Process Date: April 28, 1994
    Last Data Update: April 28, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 10449 St. Charles Rock Road, St. Ann, MO 63074
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $149.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $85Total assets
  • $149,145Cash and due from depository institutions
  • $7,660Interest-bearing balances
  • $0Securities
  • $36,437Federal funds sold & reverse repurchase agreements
  • $9,395Net loans & leases
  • $89,565Loan loss allowance
  • $2,126Trading account assets
  • $0Bank premises and fixed assets
  • $2,704Other real estate owned
  • $1,591Goodwill and other intangibles
  • $1,793Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $149,145Total liabilities
  • $136,468Total deposits
  • $135,418Interest-bearing deposits
  • $106,361Deposits held in domestic offices
  • 135418.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $156Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $894Total equity capital
  • $894Total bank equity capital
  • $12,677Perpetual preferred stock
  • $0Common stock
  • $1,400Surplus
  • $4,450Undivided profits
  • Memoranda
  • $6,827Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,865Income earned, not collected on loans
  • $461Earning assets
  • $135,397Long-term assets (5+ years)
  • $6,202Average Assets, year-to-date
  • $151,028Average Assets, quarterly
  • $149,838Volatile liabilities
  • $5,356Insider loans
  • $6,398FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $15,383Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $12,507Total risk weighted assets
  • $98,710Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $10,154Total interest expense
  • $3,860Net interest income
  • $6,294Provision for loan and lease losses
  • $508Total noninterest income
  • $1,550Fiduciary activities
  • $0Service charges on deposit accounts
  • $856Trading account gains & fees
  • $0Additional noninterest income
  • $694Total noninterest expense
  • $5,544Salaries and employee benefits
  • $2,342Premises and equipment expense
  • $661Additional noninterest expense
  • $2,541Pre-tax net operating income
  • $1,792Securities gains (losses)
  • $70Applicable income taxes
  • $655Income before extraordinary items
  • $1,207Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,207Net charge-offs
  • $148Cash dividends
  • $300Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.44%Cost of funding earning assets
  • 2.83%Net interest margin
  • 4.61%Noninterest income to earning assets
  • 1.14%Noninterest expense to earning assets
  • 4.06%Net operating income to assets
  • 0.77%Return on assets (ROA)
  • 0.80%Pretax return on assets
  • 1.23%Return on equity (ROE)
  • 10.00%Retained earnings to average equity (YTD only)
  • 7.52%Net charge-offs to loans
  • 0.15%Credit loss provision to net charge-offs
  • 343.24%Efficiency ratio
  • 70,678Assets per employee
  • 1.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 24.86%Loss allowance to loans
  • 2.32%Loss allowance to noncurrent loans
  • 113.99%Noncurrent assets plus other real estate owned to assets
  • 2.32%Noncurrent loans to loans
  • 2.03%Net loans and leases to deposits
  • 66.14%Net loans and leases to core deposits
  • 68.78%Equity capital to assets
  • 8.50%Core capital (leverage) ratio
  • 8.35%Tier 1 risk-based capital ratio
  • 12.67%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $151,028Average earning assets
  • $12,067Average equity
  • $136,473Average loans

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