Mercantile Bank of Warrensburg in Warrensburg, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 18, 1996

  • Mercantile Bank of Warrensburg in Warrensburg, Missouri (MO)
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Mercantile Bank of Warrensburg - Overview

  • General
  • FDIC Certificate #: 8292
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mercantile Bank of Central Missouri (#4554)
    Federal Reserve ID: 216959
    Date Established: October 19, 1888
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 5291
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 18, 1996
    Last Structure Change Process Date: November 26, 1996
    Last Data Update: November 26, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 615 North Maguire Street, Warrensburg, MO 64093
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Warrensburg, MO (#47660)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $106.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $42Total assets
  • $121,668Cash and due from depository institutions
  • $4,605Interest-bearing balances
  • $0Securities
  • $39,684Federal funds sold & reverse repurchase agreements
  • $8,000Net loans & leases
  • $67,358Loan loss allowance
  • $1,043Trading account assets
  • $0Bank premises and fixed assets
  • $455Other real estate owned
  • $271Goodwill and other intangibles
  • $1,101Life insurance assets
  • $194All other assets
  • $0Total liabilities and capital
  • $121,668Total liabilities
  • $104,381Total deposits
  • $101,181Interest-bearing deposits
  • $92,878Deposits held in domestic offices
  • 101181.00%% insured (estimated)
  • $79Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $3,200Total equity capital
  • $3,200Total bank equity capital
  • $17,287Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $13,871Undivided profits
  • Memoranda
  • $1,416Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,786Income earned, not collected on loans
  • $556Earning assets
  • $115,042Long-term assets (5+ years)
  • $17,597Average Assets, year-to-date
  • $361,505Average Assets, quarterly
  • $119,568Volatile liabilities
  • $6,289Insider loans
  • $1,141FHLB advances
  • $0Loans and leases held for sale
  • $629Unused loan commitments
  • $6,979Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $16,912Total risk weighted assets
  • $65,586Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $26,107Total interest expense
  • $13,082Net interest income
  • $13,025Provision for loan and lease losses
  • $430Total noninterest income
  • $2,289Fiduciary activities
  • $13Service charges on deposit accounts
  • $1,537Trading account gains & fees
  • $0Additional noninterest income
  • $739Total noninterest expense
  • $8,053Salaries and employee benefits
  • $3,591Premises and equipment expense
  • $1,060Additional noninterest expense
  • $3,402Pre-tax net operating income
  • $6,831Securities gains (losses)
  • $246Applicable income taxes
  • $2,320Income before extraordinary items
  • $4,757Extraordinary gains - net
  • $0Net income attributable to bank
  • $4,757Net charge-offs
  • $1,536Cash dividends
  • $31,856Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.83%Cost of funding earning assets
  • 3.93%Net interest margin
  • 3.91%Noninterest income to earning assets
  • 0.69%Noninterest expense to earning assets
  • 2.42%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.32%Pretax return on assets
  • 1.96%Return on equity (ROE)
  • 14.11%Retained earnings to average equity (YTD only)
  • -80.36%Net charge-offs to loans
  • 0.71%Credit loss provision to net charge-offs
  • 27.99%Efficiency ratio
  • 50,908Assets per employee
  • 2.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 669.67%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 58.40%Noncurrent assets plus other real estate owned to assets
  • 1.69%Noncurrent loans to loans
  • 2.61%Net loans and leases to deposits
  • 66.57%Net loans and leases to core deposits
  • 70.98%Equity capital to assets
  • 14.21%Core capital (leverage) ratio
  • 14.06%Tier 1 risk-based capital ratio
  • 25.79%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $361,505Average earning assets
  • $33,722Average equity
  • $333,288Average loans

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