Mid Maine Savings Bank F.S.B. in Auburn, Maine (ME)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 31, 1994

  • Mid Maine Savings Bank F.S.B. in Auburn, Maine (ME)
  • Show street view No street view available for this location

Mid Maine Savings Bank F.S.B. - Overview

  • General
  • FDIC Certificate #: 31926
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: TD Bank, National Association (#18409)
    Federal Reserve ID: 456102
    Date Established: March 14, 1983
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7610
    FDIC's unique #: 44760
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: March 14, 1983
    Last Structure Change Effective Date: July 31, 1994
    Last Structure Change Process Date: August 29, 1994
    Last Data Update: January 27, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: Great Falls Plaza, Auburn, ME 4210
    County: Androscoggin
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Concord
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Lewiston-Auburn, ME (#4240)
    Combined Statistical Area (CSA): Portland-Lewiston-South Portland, ME (#438)
    Core Based Statistical Area (CBSA): Lewiston-Auburn, ME (#30340)
    CBSA Metro Statistical Area: Lewiston-Auburn, ME (#30340)
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $173.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $87Total assets
  • $179,299Cash and due from depository institutions
  • $12,864Interest-bearing balances
  • $5,454Securities
  • $20,551Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $134,093Loan loss allowance
  • $5,943Trading account assets
  • $0Bank premises and fixed assets
  • $4,570Other real estate owned
  • $1,820Goodwill and other intangibles
  • $3,692Life insurance assets
  • $1,709All other assets
  • $0Total liabilities and capital
  • $179,299Total liabilities
  • $168,310Total deposits
  • $166,550Interest-bearing deposits
  • $159,222Deposits held in domestic offices
  • 166550.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $441Subordinated debt
  • $0All other liabilities
  • $1,319Total equity capital
  • $1,319Total bank equity capital
  • $10,989Perpetual preferred stock
  • $0Common stock
  • $14Surplus
  • $13,051Undivided profits
  • Memoranda
  • $-2,076Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,584Income earned, not collected on loans
  • $722Earning assets
  • $160,098Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $154,930Average Assets, quarterly
  • $181,842Volatile liabilities
  • $14,584Insider loans
  • $0FHLB advances
  • $310Loans and leases held for sale
  • $0Unused loan commitments
  • $10,416Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,280Total risk weighted assets
  • $119,894Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $11,776Total interest expense
  • $5,412Net interest income
  • $6,364Provision for loan and lease losses
  • $960Total noninterest income
  • $1,277Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,277Total noninterest expense
  • $6,484Salaries and employee benefits
  • $3,049Premises and equipment expense
  • $1,207Additional noninterest expense
  • $2,228Pre-tax net operating income
  • $197Securities gains (losses)
  • $0Applicable income taxes
  • -$400Income before extraordinary items
  • $597Extraordinary gains - net
  • $0Net income attributable to bank
  • $597Net charge-offs
  • $1,508Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.73%Cost of funding earning assets
  • 4.01%Net interest margin
  • 4.72%Noninterest income to earning assets
  • 0.95%Noninterest expense to earning assets
  • 4.81%Net operating income to assets
  • 0.39%Return on assets (ROA)
  • 0.39%Pretax return on assets
  • 0.13%Return on equity (ROE)
  • 5.69%Retained earnings to average equity (YTD only)
  • 5.69%Net charge-offs to loans
  • 1.22%Credit loss provision to net charge-offs
  • 63.66%Efficiency ratio
  • 83,405Assets per employee
  • 2.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.24%Loss allowance to noncurrent loans
  • 106.43%Noncurrent assets plus other real estate owned to assets
  • 4.10%Noncurrent loans to loans
  • 3.99%Net loans and leases to deposits
  • 80.51%Net loans and leases to core deposits
  • 87.98%Equity capital to assets
  • 6.13%Core capital (leverage) ratio
  • 5.22%Tier 1 risk-based capital ratio
  • 7.74%Total risk-based capital ratio
  • Memoranda
  • $9Average assets
  • $154,930Average earning assets
  • $10,497Average equity
  • $134,913Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Mid Maine Savings Bank F.S.B..
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents