MidFirst Bank in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 27, 1997

  • MidFirst Bank in Oklahoma City, Oklahoma (OK)
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MidFirst Bank - Overview

  • General
  • FDIC Certificate #: 32099
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: MidFirst Bank (#17097)
    Federal Reserve ID: 595270
    Date Established: September 02, 1981
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7851
    FDIC's unique #: 44933
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: September 02, 1981
    Last Structure Change Effective Date: June 27, 1997
    Last Structure Change Process Date: August 12, 1997
    Last Data Update: August 12, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 501 W. I-44 Service Rd., Oklahoma City, OK 73118
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • Financial Summary
  • Total assets: $2,507.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $507Total assets
  • $2,389,001Cash and due from depository institutions
  • $41,621Interest-bearing balances
  • $33,240Securities
  • $627,571Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $1,471,283Loan loss allowance
  • $8,912Trading account assets
  • $10,675Bank premises and fixed assets
  • $16,627Other real estate owned
  • $1,353Goodwill and other intangibles
  • $127,215Life insurance assets
  • $92,656All other assets
  • $0Total liabilities and capital
  • $2,389,001Total liabilities
  • $2,239,138Total deposits
  • $1,094,282Interest-bearing deposits
  • $1,021,780Deposits held in domestic offices
  • 1094282.00%% insured (estimated)
  • $83Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,050,524Subordinated debt
  • $0All other liabilities
  • $94,332Total equity capital
  • $94,332Total bank equity capital
  • $149,863Perpetual preferred stock
  • $0Common stock
  • $5,779Surplus
  • $53,607Undivided profits
  • Memoranda
  • $90,477Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $22,898Income earned, not collected on loans
  • $43,702Earning assets
  • $2,142,769Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $2,077,884Average Assets, quarterly
  • $2,277,398Volatile liabilities
  • $1,275,630Insider loans
  • $303FHLB advances
  • $1,045,000Loans and leases held for sale
  • $0Unused loan commitments
  • $108,367Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $134,325Total risk weighted assets
  • $860,360Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $158,180Total interest expense
  • $88,498Net interest income
  • $69,682Provision for loan and lease losses
  • $4,716Total noninterest income
  • $52,177Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $73Additional noninterest income
  • $52,104Total noninterest expense
  • $74,045Salaries and employee benefits
  • $15,778Premises and equipment expense
  • $5,578Additional noninterest expense
  • $52,689Pre-tax net operating income
  • $43,098Securities gains (losses)
  • $2,071Applicable income taxes
  • $17,780Income before extraordinary items
  • $27,389Extraordinary gains - net
  • $0Net income attributable to bank
  • $27,389Net charge-offs
  • $4,080Cash dividends
  • $6,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.47%Cost of funding earning assets
  • 4.74%Net interest margin
  • 3.73%Noninterest income to earning assets
  • 2.80%Noninterest expense to earning assets
  • 3.97%Net operating income to assets
  • 1.25%Return on assets (ROA)
  • 1.32%Pretax return on assets
  • 2.17%Return on equity (ROE)
  • 20.51%Retained earnings to average equity (YTD only)
  • 16.02%Net charge-offs to loans
  • 0.33%Credit loss provision to net charge-offs
  • 115.59%Efficiency ratio
  • 60,229Assets per employee
  • 4.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 21.91%Loss allowance to loans
  • 0.60%Loss allowance to noncurrent loans
  • 35.74%Noncurrent assets plus other real estate owned to assets
  • 1.02%Noncurrent loans to loans
  • 1.55%Net loans and leases to deposits
  • 134.45%Net loans and leases to core deposits
  • 169.27%Equity capital to assets
  • 6.27%Core capital (leverage) ratio
  • 5.67%Tier 1 risk-based capital ratio
  • 15.61%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $2,077,884Average earning assets
  • $133,514Average equity
  • $1,866,582Average loans

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