Milton National Bank in Roswell, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 15, 2000

  • Milton National Bank in Roswell, Georgia (GA)
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Milton National Bank - Overview

  • General
  • FDIC Certificate #: 33547
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Branch Banking and Trust Company (#9846)
    Federal Reserve ID: 1921018
    Date Established: January 18, 1992
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 13119
    FDIC's unique #: 47427
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 18, 1992
    Last Structure Change Effective Date: July 15, 2000
    Last Structure Change Process Date: August 15, 2000
    Last Data Update: August 15, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 11650 Alpharetta Highway, Suite 200, Roswell, GA 30076
    County: Fulton
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • Financial Summary
  • Total assets: $209.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 41Total employees (full-time equivalent)
  • $199,178Total assets
  • $5,745Cash and due from depository institutions
  • $400Interest-bearing balances
  • $31,628Securities
  • $100Federal funds sold & reverse repurchase agreements
  • $154,623Net loans & leases
  • $2,350Loan loss allowance
  • $0Trading account assets
  • $2,736Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $4,346All other assets
  • $199,178Total liabilities and capital
  • $184,458Total liabilities
  • $131,014Total deposits
  • $109,603Interest-bearing deposits
  • $131,014Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $24,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $27,000Other borrowed funds
  • $0Subordinated debt
  • $2,444All other liabilities
  • $14,720Total equity capital
  • $14,720Total bank equity capital
  • $14,720Perpetual preferred stock
  • $0Common stock
  • $8,936Surplus
  • $2,897Undivided profits
  • Memoranda
  • $2,887Noncurrent loans and leases
  • $54,601Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $249Earning assets
  • $0Long-term assets (5+ years)
  • $1,053Average Assets, year-to-date
  • $186,751Average Assets, quarterly
  • $56,413Volatile liabilities
  • $192,412Insider loans
  • $198,184FHLB advances
  • $64,779Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $54,601Total unused commitments
  • $0Restructured Loans and leases
  • $2,259Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $15,967Total interest income
  • $7,704Total interest expense
  • $8,263Net interest income
  • $2,158Provision for loan and lease losses
  • $1,479Total noninterest income
  • $0Fiduciary activities
  • $154Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,325Additional noninterest income
  • $6,201Total noninterest expense
  • $3,634Salaries and employee benefits
  • $812Premises and equipment expense
  • $1,755Additional noninterest expense
  • $1,383Pre-tax net operating income
  • $0Securities gains (losses)
  • $511Applicable income taxes
  • $872Income before extraordinary items
  • $0Extraordinary gains - net
  • $872Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,409Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.87%Yield on earning assets
  • 4.28%Cost of funding earning assets
  • 4.59%Net interest margin
  • 0.82%Noninterest income to earning assets
  • 3.45%Noninterest expense to earning assets
  • 0.45%Net operating income to assets
  • 0.45%Return on assets (ROA)
  • 0.72%Pretax return on assets
  • 5.88%Return on equity (ROE)
  • 5.88%Retained earnings to average equity (YTD only)
  • 0.97%Net charge-offs to loans
  • 153.16%Credit loss provision to net charge-offs
  • 2.51%Efficiency ratio
  • 63,652Assets per employee
  • 4.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.50%Loss allowance to noncurrent loans
  • 943.78%Noncurrent assets plus other real estate owned to assets
  • 0.13%Noncurrent loans to loans
  • 0.16%Net loans and leases to deposits
  • 118.02%Net loans and leases to core deposits
  • 146.93%Equity capital to assets
  • 7.39%Core capital (leverage) ratio
  • 7.62%Tier 1 risk-based capital ratio
  • 8.40%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $192,412Average earning assets
  • $14,831Average equity
  • $179,979Average loans

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