NBC National Bank in Knoxville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 08, 2000

  • NBC National Bank in Knoxville, Tennessee (TN)
  • Show street view No street view available for this location

NBC National Bank - Overview

  • General
  • FDIC Certificate #: 26699
    Status: Inactive
    Closing history: Change in Primary Regulatory Agency
    Acquiring institution: National Bank of Commerce (#4978)
    Federal Reserve ID: 259433
    Date Established: June 19, 1986
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 52 (Interstate: No)
    OTS Docket #: 12078
    FDIC's unique #: 35738
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: June 19, 1986
    Last Structure Change Effective Date: May 08, 2000
    Last Structure Change Process Date: June 16, 2000
    Last Data Update: June 16, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1111 Northshore Drive, Suite P-100, Knoxville, TN 37919
    County: Knox
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Knoxville, TN (#3840)
    Combined Statistical Area (CSA): Knoxville-Sevierville-La Follette, TN (#314)
    Core Based Statistical Area (CBSA): Knoxville, TN (#28940)
    CBSA Metro Statistical Area: Knoxville, TN (#28940)
  • History of Changes
  • Merger - Without Assistance
    Name Change
    Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $1,082.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 276Total employees (full-time equivalent)
  • $1,125,678Total assets
  • $26,872Cash and due from depository institutions
  • $284Interest-bearing balances
  • $333,624Securities
  • $420Federal funds sold & reverse repurchase agreements
  • $732,962Net loans & leases
  • $12,330Loan loss allowance
  • $0Trading account assets
  • $10,093Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $21,707All other assets
  • $1,125,678Total liabilities and capital
  • $1,040,862Total liabilities
  • $838,849Total deposits
  • $814,529Interest-bearing deposits
  • $838,849Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $125,663Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $68,444Other borrowed funds
  • $0Subordinated debt
  • $7,906All other liabilities
  • $84,816Total equity capital
  • $84,816Total bank equity capital
  • $84,816Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $48,165Undivided profits
  • Memoranda
  • $35,651Noncurrent loans and leases
  • $91,684Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,447Earning assets
  • $0Long-term assets (5+ years)
  • $3,952Average Assets, year-to-date
  • $1,067,290Average Assets, quarterly
  • $0Volatile liabilities
  • $1,096,762Insider loans
  • $1,098,907FHLB advances
  • $479,504Loans and leases held for sale
  • $225Unused loan commitments
  • $68,444Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $91,684Total unused commitments
  • $0Restructured Loans and leases
  • $10,177Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $85,183Total interest income
  • $44,072Total interest expense
  • $41,111Net interest income
  • $3,933Provision for loan and lease losses
  • $9,655Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $9,655Additional noninterest income
  • $23,590Total noninterest expense
  • $11,659Salaries and employee benefits
  • $4,780Premises and equipment expense
  • $7,151Additional noninterest expense
  • $23,243Pre-tax net operating income
  • $11Securities gains (losses)
  • $8,608Applicable income taxes
  • $14,646Income before extraordinary items
  • $0Extraordinary gains - net
  • $14,646Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,618Sale, conversion, retirement of capital stock, net
  • $5,205Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.23%Yield on earning assets
  • 4.26%Cost of funding earning assets
  • 3.97%Net interest margin
  • 0.93%Noninterest income to earning assets
  • 2.28%Noninterest expense to earning assets
  • 1.33%Net operating income to assets
  • 1.34%Return on assets (ROA)
  • 2.12%Pretax return on assets
  • 18.12%Return on equity (ROE)
  • 11.68%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 150.23%Credit loss provision to net charge-offs
  • 10.38%Efficiency ratio
  • 46,468Assets per employee
  • 4.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 35.54%Loss allowance to loans
  • 1.65%Loss allowance to noncurrent loans
  • 503.88%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.33%Net loans and leases to deposits
  • 87.38%Net loans and leases to core deposits
  • 132.43%Equity capital to assets
  • 7.53%Core capital (leverage) ratio
  • 7.56%Tier 1 risk-based capital ratio
  • 10.49%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,096,762Average earning assets
  • $80,836Average equity
  • $1,035,388Average loans

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