NBD Bank, National Association in Fox River Grove, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 30, 1997

  • NBD Bank, National Association in Fox River Grove, Illinois (IL)
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NBD Bank, National Association - Overview

  • General
  • FDIC Certificate #: 12411
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, National Association (#3618)
    Federal Reserve ID: 401344
    Date Established: October 17, 1907
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7896
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 30, 1997
    Last Structure Change Process Date: October 20, 1997
    Last Data Update: October 20, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 407 Lincoln Avenue, Fox River Grove, IL 60021
    County: Mchenry
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $144.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $61Total assets
  • $174,934Cash and due from depository institutions
  • $5,499Interest-bearing balances
  • $0Securities
  • $1,491Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $154,117Loan loss allowance
  • $2,702Trading account assets
  • $0Bank premises and fixed assets
  • $7,071Other real estate owned
  • $0Goodwill and other intangibles
  • $6,756Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $174,934Total liabilities
  • $138,415Total deposits
  • $822Interest-bearing deposits
  • $0Deposits held in domestic offices
  • 822.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $126,900Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $6,000All other liabilities
  • $4,693Total equity capital
  • $4,693Total bank equity capital
  • $36,519Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $31,696Undivided profits
  • Memoranda
  • $3,823Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,045Income earned, not collected on loans
  • $870Earning assets
  • $155,608Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $568,080Average Assets, quarterly
  • $176,671Volatile liabilities
  • $126,900Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $825,092Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $36,519Total risk weighted assets
  • $170,594Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $70,231Total interest expense
  • $22,335Net interest income
  • $47,896Provision for loan and lease losses
  • $10,630Total noninterest income
  • $14,155Fiduciary activities
  • $0Service charges on deposit accounts
  • $715Trading account gains & fees
  • $0Additional noninterest income
  • $13,440Total noninterest expense
  • $26,391Salaries and employee benefits
  • $1,074Premises and equipment expense
  • $1,323Additional noninterest expense
  • $23,994Pre-tax net operating income
  • $25,030Securities gains (losses)
  • $26Applicable income taxes
  • $8,911Income before extraordinary items
  • $16,145Extraordinary gains - net
  • $0Net income attributable to bank
  • $16,145Net charge-offs
  • $12,443Cash dividends
  • $18,000Sale, conversion, retirement of capital stock, net
  • -$17,000Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 13.04%Cost of funding earning assets
  • 4.15%Net interest margin
  • 8.89%Noninterest income to earning assets
  • 2.63%Noninterest expense to earning assets
  • 4.90%Net operating income to assets
  • 2.84%Return on assets (ROA)
  • 2.84%Pretax return on assets
  • 4.41%Return on equity (ROE)
  • 29.66%Retained earnings to average equity (YTD only)
  • -3.41%Net charge-offs to loans
  • 2.82%Credit loss provision to net charge-offs
  • 85.43%Efficiency ratio
  • 41,951Assets per employee
  • 2.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 111.49%Loss allowance to loans
  • 1.72%Loss allowance to noncurrent loans
  • 88.74%Noncurrent assets plus other real estate owned to assets
  • 1.74%Noncurrent loans to loans
  • 1.94%Net loans and leases to deposits
  • 18749.03%Net loans and leases to core deposits
  • 18749.03%Equity capital to assets
  • 20.88%Core capital (leverage) ratio
  • 21.17%Tier 1 risk-based capital ratio
  • 21.41%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $568,080Average earning assets
  • $54,441Average equity
  • $538,491Average loans

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