NLSB in Plainfield, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 17, 2006

  • NLSB in Plainfield, Illinois (IL)
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NLSB - Overview

  • General
  • FDIC Certificate #: 10451
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BMO Harris Bank National Association (#16571)
    Federal Reserve ID: 5247
    Date Established: Febuary 01, 1927
    WWW: http://www.nlsb.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Interstate: No)
    FDIC's unique #: 6684
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 17, 2006
    Last Structure Change Process Date: March 01, 2006
    Last Data Update: March 01, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 15101 South Route 59, Plainfield, IL 60544
    County: Will
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $1,092.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 204Total employees (full-time equivalent)
  • $1,092,380Total assets
  • $40,656Cash and due from depository institutions
  • $200Interest-bearing balances
  • $115,505Securities
  • $48,000Federal funds sold & reverse repurchase agreements
  • $805,457Net loans & leases
  • $6,303Loan loss allowance
  • $0Trading account assets
  • $21,783Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $60,979All other assets
  • $1,092,380Total liabilities and capital
  • $946,140Total liabilities
  • $926,065Total deposits
  • $722,031Interest-bearing deposits
  • $926,065Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $10,910Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,277Other borrowed funds
  • $0Subordinated debt
  • $5,888All other liabilities
  • $146,240Total equity capital
  • $146,240Total bank equity capital
  • $146,240Perpetual preferred stock
  • $0Common stock
  • $700Surplus
  • $77,268Undivided profits
  • Memoranda
  • $68,272Noncurrent loans and leases
  • $241,249Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,614Earning assets
  • $0Long-term assets (5+ years)
  • $5,361Average Assets, year-to-date
  • $969,162Average Assets, quarterly
  • $80,283Volatile liabilities
  • $1,080,922Insider loans
  • $1,083,749FHLB advances
  • $74,341Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $241,249Total unused commitments
  • $0Restructured Loans and leases
  • $6,303Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $50,073Total interest income
  • $14,094Total interest expense
  • $35,979Net interest income
  • $2,496Provision for loan and lease losses
  • $5,754Total noninterest income
  • $167Fiduciary activities
  • $2,807Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,780Additional noninterest income
  • $19,205Total noninterest expense
  • $11,316Salaries and employee benefits
  • $3,241Premises and equipment expense
  • $4,648Additional noninterest expense
  • $20,032Pre-tax net operating income
  • $0Securities gains (losses)
  • $6,310Applicable income taxes
  • $13,722Income before extraordinary items
  • $0Extraordinary gains - net
  • $13,722Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $561Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.19%Yield on earning assets
  • 1.46%Cost of funding earning assets
  • 3.73%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 1.99%Noninterest expense to earning assets
  • 1.27%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.85%Pretax return on assets
  • 9.87%Return on equity (ROE)
  • 9.87%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 444.92%Credit loss provision to net charge-offs
  • 40.16%Efficiency ratio
  • 46,019Assets per employee
  • 5.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.78%Loss allowance to noncurrent loans
  • 241.12%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.32%Net loans and leases to deposits
  • 86.98%Net loans and leases to core deposits
  • 93.23%Equity capital to assets
  • 13.39%Core capital (leverage) ratio
  • 9.49%Tier 1 risk-based capital ratio
  • 11.67%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,080,922Average earning assets
  • $139,088Average equity
  • $964,575Average loans

Total Fiduciary and Related Assets (December 31, 2003)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,008Managed Assets
  • 1Number of Accounts
  • $543Personal trust and agency accounts
  • $543Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 17Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,465Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

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