Nashville Bank and Trust Company in Nashville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Nashville Bank and Trust Company in Nashville, Tennessee (TN)
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Nashville Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 57825
    Status: Active
    Federal Reserve ID: 3290240
    Bank Holding Company (Regulatory Top Holder): Nbt Holdings Inc. (RSSDID: 3925065, Location: Nashville, TN)
    Date Established: August 30, 2004
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 426769
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 30, 2004
    Last Structure Change Effective Date: July 01, 2009
    Last Structure Change Process Date: September 25, 2009
    Last Data Update: September 25, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 4525 Harding Road, Suite 300, Nashville, TN 37205
    County: Davidson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Nashville, TN (#5360)
    Combined Statistical Area (CSA): Nashville-Davidson-Murfreesboro-Columbia, TN (#400)
    Core Based Statistical Area (CBSA): Nashville-Davidson-Murfreesboro-Franklin, TN (#34980)
    CBSA Metro Statistical Area: Nashville-Davidson-Murfreesboro-Franklin, TN (#34980)
  • History of Changes
  • Change in Primary Regulatory Agency
    Change in Supervisory Agency
    Institution Becomes a Member of FRS (Federal Reserve System)
  • Financial Summary
  • Total assets: $241.4 mil
    Equity capital: $25.3 mil
    Deposits held in domestic offices: $197.6 mil
    Return on assets (ROA): 0.90% ($2.2 mil)
    Quarterly return on assets: 1.04% ($2.5 mil)
    Return on Equity (ROE): 8.50% ($2.1 mil)
    Quarterly return on equity: 9.92% ($2.5 mil)
    Net income: $2.0 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 1.42% ($3,427.3 mil)
    Quarterly Pretax return on assets: 1.63% ($3,934.2 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 38Total employees (full-time equivalent)
  • $241,359Total assets
  • $27,441Cash and due from depository institutions
  • $21,753Interest-bearing balances
  • $39,858Securities
  • $3,361Federal funds sold & reverse repurchase agreements
  • $167,118Net loans & leases
  • $2,546Loan loss allowance
  • $0Trading account assets
  • $188Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $241,359Life insurance assets
  • $3,393All other assets
  • $216,069Total liabilities and capital
  • $197,639Total liabilities
  • $155,591Total deposits
  • $197,639Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $17,343Trading liabilities
  • $0Other borrowed funds
  • $1,087Subordinated debt
  • $25,290All other liabilities
  • $25,290Total equity capital
  • $25,290Total bank equity capital
  • $0Perpetual preferred stock
  • $2,117Common stock
  • $19,412Surplus
  • $3,761Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $120Income earned, not collected on loans
  • $0Earning assets
  • $719Long-term assets (5+ years)
  • $232,090Average Assets, year-to-date
  • $44,966Average Assets, quarterly
  • $224,359Volatile liabilities
  • $237,183Insider loans
  • $170,038FHLB advances
  • $248,155Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $24,872Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $46,896Restructured Loans and leases
  • $3,221Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,646Total interest income
  • $1,633Total interest expense
  • $8,013Net interest income
  • $355Provision for loan and lease losses
  • $3,862Total noninterest income
  • $3,395Fiduciary activities
  • $213Service charges on deposit accounts
  • $0Trading account gains & fees
  • $254Additional noninterest income
  • $8,326Total noninterest expense
  • $6,036Salaries and employee benefits
  • $515Premises and equipment expense
  • $1,775Additional noninterest expense
  • $3,194Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,166Applicable income taxes
  • $2,028Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,028Net income attributable to bank
  • $0Net charge-offs
  • $2,028Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.53%Yield on earning assets
  • 0.77%Cost of funding earning assets
  • 3.76%Net interest margin
  • 1.81%Noninterest income to earning assets
  • 3.91%Noninterest expense to earning assets
  • 0.90%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 1.42%Pretax return on assets
  • 8.50%Return on equity (ROE)
  • 8.50%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 70,114Assets per employee
  • 6.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.50%Loss allowance to noncurrent loans
  • 2121.67%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 84.56%Net loans and leases to core deposits
  • 89.70%Equity capital to assets
  • 10.48%Core capital (leverage) ratio
  • 10.02%Tier 1 risk-based capital ratio
  • 14.63%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $224,359Average earning assets
  • $23,863Average equity
  • $212,962Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $341,653Managed Assets
  • 1Number of Accounts
  • $331,009Personal trust and agency accounts
  • $90,216Employee benefit-defined contribution accounts
  • $7,613Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $48,441Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $174,799Other fiduciary accounts
  • $9,940Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 689Number of Accounts
  • $0Personal trust and agency accounts
  • $47,909Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $10,644Other retirement accounts
  • $6,936Corporate trust and agency accounts
  • $2,025Other fiduciary accounts
  • $1,683Fiduciary accounts held in foreign offices

List of branches

  • 1 Tennessee Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0426769Nashville Bank And Trust Company4525 Harding Road, Suite 300, Nashville, TN 37205August 30, 2004Full Service Brick and Mortar

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