Nashville Bank of Commerce in Nashville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 01, 1999

  • Nashville Bank of Commerce in Nashville, Tennessee (TN)
  • Show street view No street view available for this location

Nashville Bank of Commerce - Overview

  • General
  • FDIC Certificate #: 26399
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: National Bank of Commerce (#4978)
    Federal Reserve ID: 863232
    Date Established: September 25, 1985
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 28 (Interstate: No)
    OTS Docket #: 9938
    FDIC's unique #: 33007
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 25, 1985
    Last Structure Change Effective Date: March 01, 1999
    Last Structure Change Process Date: March 12, 1999
    Last Data Update: March 12, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 221 Fourth Avenue North, Suite 100, Nashville, TN 37219
    County: Davidson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Nashville, TN (#5360)
    Combined Statistical Area (CSA): Nashville-Davidson-Murfreesboro-Columbia, TN (#400)
    Core Based Statistical Area (CBSA): Nashville-Davidson-Murfreesboro-Franklin, TN (#34980)
    CBSA Metro Statistical Area: Nashville-Davidson-Murfreesboro-Franklin, TN (#34980)
  • Financial Summary
  • Total assets: $606.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 208Total employees (full-time equivalent)
  • $606,440Total assets
  • $26,284Cash and due from depository institutions
  • $44Interest-bearing balances
  • $168,371Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $398,766Net loans & leases
  • $6,039Loan loss allowance
  • $0Trading account assets
  • $2,791Bank premises and fixed assets
  • $100Other real estate owned
  • $4,019Goodwill and other intangibles
  • $0Life insurance assets
  • $6,109All other assets
  • $606,440Total liabilities and capital
  • $563,691Total liabilities
  • $422,528Total deposits
  • $395,256Interest-bearing deposits
  • $422,528Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $39,747Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $95,578Other borrowed funds
  • $0Subordinated debt
  • $5,838All other liabilities
  • $42,749Total equity capital
  • $42,749Total bank equity capital
  • $42,749Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $11,895Undivided profits
  • Memoranda
  • $29,854Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $318Earning assets
  • $0Long-term assets (5+ years)
  • $2,172Average Assets, year-to-date
  • $567,181Average Assets, quarterly
  • $269,210Volatile liabilities
  • $571,544Insider loans
  • $601,614FHLB advances
  • $122,253Loans and leases held for sale
  • $2,433Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $101,671Total unused commitments
  • $0Restructured Loans and leases
  • $443,997Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $42,810Total interest income
  • $22,358Total interest expense
  • $20,452Net interest income
  • $1,293Provision for loan and lease losses
  • $4,141Total noninterest income
  • $0Fiduciary activities
  • $2,560Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,581Additional noninterest income
  • $11,118Total noninterest expense
  • $5,480Salaries and employee benefits
  • $1,925Premises and equipment expense
  • $3,713Additional noninterest expense
  • $12,182Pre-tax net operating income
  • $543Securities gains (losses)
  • $4,585Applicable income taxes
  • $8,140Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,140Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $448Sale, conversion, retirement of capital stock, net
  • $4,000Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.94%Yield on earning assets
  • 4.15%Cost of funding earning assets
  • 3.79%Net interest margin
  • 0.77%Noninterest income to earning assets
  • 2.06%Noninterest expense to earning assets
  • 1.36%Net operating income to assets
  • 1.42%Return on assets (ROA)
  • 2.23%Pretax return on assets
  • 20.11%Return on equity (ROE)
  • 10.23%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 288.62%Credit loss provision to net charge-offs
  • 30.08%Efficiency ratio
  • 43,988Assets per employee
  • 2.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 49.14%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 1899.06%Noncurrent assets plus other real estate owned to assets
  • 0.07%Noncurrent loans to loans
  • 0.08%Net loans and leases to deposits
  • 94.38%Net loans and leases to core deposits
  • 117.28%Equity capital to assets
  • 7.05%Core capital (leverage) ratio
  • 6.60%Tier 1 risk-based capital ratio
  • 8.69%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $571,544Average earning assets
  • $40,483Average equity
  • $539,039Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Nashville Bank of Commerce.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents