National Bank of St. Anne in St. Anne, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

National Bank of St. Anne - Overview

  • General
  • FDIC Certificate #: 16752
    Status: Active
    Federal Reserve ID: 760340
    Bank Holding Company (Regulatory Top Holder): St. Anne Bancorp, Inc. (RSSDID: 3595431, Location: Manteno, IL)
    Date Established: December 04, 1948
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 10867
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: December 04, 1948
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 158 West Station Street, St. Anne, IL 60964
    County: Kankakee
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Kankakee, IL (#3740)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Kankakee-Bradley, IL (#28100)
    CBSA Metro Statistical Area: Kankakee-Bradley, IL (#28100)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $55.5 mil
    Equity capital: $6.1 mil
    Deposits held in domestic offices: $49.0 mil
    Return on assets (ROA): 0.73% ($0.4 mil)
    Quarterly return on assets: 0.83% ($0.5 mil)
    Return on Equity (ROE): 5.71% ($0.3 mil)
    Quarterly return on equity: 6.91% ($0.4 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.06% ($588.6 mil)
    Quarterly Pretax return on assets: 1.25% ($694.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $55,530Total assets
  • $25,397Cash and due from depository institutions
  • $24,657Interest-bearing balances
  • $528Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $25,883Net loans & leases
  • $336Loan loss allowance
  • $0Trading account assets
  • $601Bank premises and fixed assets
  • $0Other real estate owned
  • $2,466Goodwill and other intangibles
  • $55,530Life insurance assets
  • $655All other assets
  • $49,382Total liabilities and capital
  • $49,013Total liabilities
  • $31,133Total deposits
  • $49,013Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $369Subordinated debt
  • $6,148All other liabilities
  • $6,148Total equity capital
  • $6,148Total bank equity capital
  • $0Perpetual preferred stock
  • $60Common stock
  • $5,918Surplus
  • $170Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $135Income earned, not collected on loans
  • $0Earning assets
  • $271Long-term assets (5+ years)
  • $51,068Average Assets, year-to-date
  • $3,491Average Assets, quarterly
  • $47,716Volatile liabilities
  • $50,856Insider loans
  • $26,917FHLB advances
  • $46,053Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,866Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,808Restructured Loans and leases
  • $150Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,849Total interest income
  • $224Total interest expense
  • $1,625Net interest income
  • $51Provision for loan and lease losses
  • $91Total noninterest income
  • $0Fiduciary activities
  • $15Service charges on deposit accounts
  • $0Trading account gains & fees
  • $76Additional noninterest income
  • $1,157Total noninterest expense
  • $501Salaries and employee benefits
  • $96Premises and equipment expense
  • $560Additional noninterest expense
  • $508Pre-tax net operating income
  • $0Securities gains (losses)
  • $162Applicable income taxes
  • $346Income before extraordinary items
  • $0Extraordinary gains - net
  • $346Net income attributable to bank
  • $0Net charge-offs
  • $346Cash dividends
  • $1Sale, conversion, retirement of capital stock, net
  • $121Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.28%Yield on earning assets
  • 0.52%Cost of funding earning assets
  • 3.76%Net interest margin
  • 0.21%Noninterest income to earning assets
  • 2.68%Noninterest expense to earning assets
  • 0.73%Net operating income to assets
  • 0.73%Return on assets (ROA)
  • 1.06%Pretax return on assets
  • 5.71%Return on equity (ROE)
  • 3.71%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 5100.00%Credit loss provision to net charge-offs
  • 559.00%Efficiency ratio
  • 61,189Assets per employee
  • 5.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.97%Loss allowance to loans
  • 1.28%Loss allowance to noncurrent loans
  • 248.89%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.51%Net loans and leases to deposits
  • 52.81%Net loans and leases to core deposits
  • 65.94%Equity capital to assets
  • 11.07%Core capital (leverage) ratio
  • 8.39%Tier 1 risk-based capital ratio
  • 14.36%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $47,716Average earning assets
  • $6,059Average equity
  • $43,172Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010867National Bank Of St. Anne158 West Station Street, St. Anne, IL 60964December 04, 1948Full Service Brick and Mortar

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