NationsBank of Texas, National Association in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 06, 1998

  • NationsBank of Texas, National Association in Dallas, Texas (TX)
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NationsBank of Texas, National Association - Overview

  • General
  • FDIC Certificate #: 27306
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of America, National Association (#15802)
    Federal Reserve ID: 1213683
    Date Established: July 29, 1988
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 392 (Interstate: No)
    FDIC's unique #: 39454
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: July 29, 1988
    Last Structure Change Effective Date: May 06, 1998
    Last Structure Change Process Date: June 08, 1998
    Last Data Update: June 08, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 901 Main Street, Dallas, TX 75202
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $62,921.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 24,651Total employees (full-time equivalent)
  • $60,065,450Total assets
  • $6,095,806Cash and due from depository institutions
  • $1,849,624Interest-bearing balances
  • $3,350,007Securities
  • $16,383,993Federal funds sold & reverse repurchase agreements
  • $29,189,482Net loans & leases
  • $313,050Loan loss allowance
  • $117,209Trading account assets
  • $677,193Bank premises and fixed assets
  • $14,461Other real estate owned
  • $1,561,320Goodwill and other intangibles
  • $0Life insurance assets
  • $2,675,979All other assets
  • $60,065,450Total liabilities and capital
  • $56,484,183Total liabilities
  • $45,482,608Total deposits
  • $34,351,543Interest-bearing deposits
  • $42,064,874Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,438,283Federal funds purchased & repurchase agreements
  • $29,824Trading liabilities
  • $5,813,786Other borrowed funds
  • $900,000Subordinated debt
  • $819,682All other liabilities
  • $3,581,267Total equity capital
  • $3,581,267Total bank equity capital
  • $3,581,267Perpetual preferred stock
  • $0Common stock
  • $502,735Surplus
  • $1,196,269Undivided profits
  • Memoranda
  • $1,882,263Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $120,795Earning assets
  • $14,304Long-term assets (5+ years)
  • $139,529Average Assets, year-to-date
  • $50,859,334Average Assets, quarterly
  • $8,043,891Volatile liabilities
  • $47,633,974Insider loans
  • $57,038,793FHLB advances
  • $27,887,307Loans and leases held for sale
  • $203Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,001,974Total risk weighted assets
  • $23,875,199Total unused commitments
  • $0Restructured Loans and leases
  • $43,773,664Derivatives
  • $21Total assets and liabilities in foreign offices

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $2,709,543Total interest income
  • $1,442,660Total interest expense
  • $1,266,883Net interest income
  • $32,600Provision for loan and lease losses
  • $2,206,030Total noninterest income
  • $101,598Fiduciary activities
  • $430,668Service charges on deposit accounts
  • $4,350Trading account gains & fees
  • $1,669,414Additional noninterest income
  • $2,330,147Total noninterest expense
  • $938,422Salaries and employee benefits
  • $385,211Premises and equipment expense
  • $1,006,514Additional noninterest expense
  • $1,110,166Pre-tax net operating income
  • $21,184Securities gains (losses)
  • $401,637Applicable income taxes
  • $729,713Income before extraordinary items
  • $0Extraordinary gains - net
  • $729,713Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $57,441Sale, conversion, retirement of capital stock, net
  • $127,860Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.82%Yield on earning assets
  • 3.63%Cost of funding earning assets
  • 3.19%Net interest margin
  • 5.55%Noninterest income to earning assets
  • 5.86%Noninterest expense to earning assets
  • 1.50%Net operating income to assets
  • 1.53%Return on assets (ROA)
  • 2.38%Pretax return on assets
  • 23.53%Return on equity (ROE)
  • 19.41%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 56.75%Credit loss provision to net charge-offs
  • 19.89%Efficiency ratio
  • 61,130Assets per employee
  • 2.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 17.52%Loss allowance to loans
  • 1.06%Loss allowance to noncurrent loans
  • 259.16%Noncurrent assets plus other real estate owned to assets
  • 0.23%Noncurrent loans to loans
  • 0.41%Net loans and leases to deposits
  • 64.18%Net loans and leases to core deposits
  • 111.93%Equity capital to assets
  • 5.96%Core capital (leverage) ratio
  • 5.68%Tier 1 risk-based capital ratio
  • 7.42%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $47,633,974Average earning assets
  • $3,101,357Average equity
  • $39,733,390Average loans

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