Nebraska National Bank in Kearney, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 02, 2011

Nebraska National Bank - Overview

  • General
  • FDIC Certificate #: 34028
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Exchange Bank (#1435)
    Federal Reserve ID: 2308326
    Date Established: June 08, 1995
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 14403
    FDIC's unique #: 55606
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: June 08, 1995
    Last Structure Change Effective Date: November 02, 2011
    Last Structure Change Process Date: November 23, 2011
    Last Data Update: November 23, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 3110 2nd Avenue, Kearney, NE 68848
    County: Buffalo
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Kearney, NE (#28260)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $163.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $152,381Total assets
  • $3,252Cash and due from depository institutions
  • $469Interest-bearing balances
  • $48,281Securities
  • $300Federal funds sold & reverse repurchase agreements
  • $91,235Net loans & leases
  • $1,770Loan loss allowance
  • $0Trading account assets
  • $2,210Bank premises and fixed assets
  • $203Other real estate owned
  • $0Goodwill and other intangibles
  • $2,804Life insurance assets
  • $6,900All other assets
  • $152,382Total liabilities and capital
  • $138,777Total liabilities
  • $127,318Total deposits
  • $119,749Interest-bearing deposits
  • $127,318Deposits held in domestic offices
  • 94.07%% insured (estimated)
  • $69Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $10,800Other borrowed funds
  • $0Subordinated debt
  • $590All other liabilities
  • $13,605Total equity capital
  • $13,605Total bank equity capital
  • $13,605Perpetual preferred stock
  • $0Common stock
  • $2,704Surplus
  • $3,813Undivided profits
  • Memoranda
  • $7,088Noncurrent loans and leases
  • $7,060Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,226Earning assets
  • $0Long-term assets (5+ years)
  • $1,457Average Assets, year-to-date
  • $140,285Average Assets, quarterly
  • $50,448Volatile liabilities
  • $149,606Insider loans
  • $151,426FHLB advances
  • $21,484Loans and leases held for sale
  • $1,532Unused loan commitments
  • $10,800Tier 1 (core) risk-based capital
  • $4,030Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $7,060Total unused commitments
  • $0Restructured Loans and leases
  • $1,421Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $8,056Total interest income
  • $2,947Total interest expense
  • $5,109Net interest income
  • $575Provision for loan and lease losses
  • $728Total noninterest income
  • $0Fiduciary activities
  • $188Service charges on deposit accounts
  • $0Trading account gains & fees
  • $540Additional noninterest income
  • $2,931Total noninterest expense
  • $1,499Salaries and employee benefits
  • $453Premises and equipment expense
  • $979Additional noninterest expense
  • $2,331Pre-tax net operating income
  • -$597Securities gains (losses)
  • $51Applicable income taxes
  • $1,683Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,683Net income attributable to bank
  • $0Net charge-offs
  • $1,683Cash dividends
  • $247Sale, conversion, retirement of capital stock, net
  • $250Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.87%Yield on earning assets
  • 2.15%Cost of funding earning assets
  • 3.72%Net interest margin
  • 0.53%Noninterest income to earning assets
  • 2.14%Noninterest expense to earning assets
  • 1.51%Net operating income to assets
  • 1.12%Return on assets (ROA)
  • 1.16%Pretax return on assets
  • 13.19%Return on equity (ROE)
  • 11.23%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 232.79%Credit loss provision to net charge-offs
  • 11.77%Efficiency ratio
  • 50,214Assets per employee
  • 5.64%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 14.85%Loss allowance to loans
  • 1.90%Loss allowance to noncurrent loans
  • 79.51%Noncurrent assets plus other real estate owned to assets
  • 1.59%Noncurrent loans to loans
  • 2.39%Net loans and leases to deposits
  • 71.66%Net loans and leases to core deposits
  • 86.15%Equity capital to assets
  • 8.93%Core capital (leverage) ratio
  • 8.65%Tier 1 risk-based capital ratio
  • 11.75%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $149,606Average earning assets
  • $12,760Average equity
  • $137,279Average loans

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