Nebraska State Bank in Western, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 16, 1999

  • Nebraska State Bank in Western, Nebraska (NE)
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Nebraska State Bank - Overview

  • General
  • FDIC Certificate #: 16912
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: De Witt State Bank (#8339)
    Federal Reserve ID: 398752
    Date Established: July 30, 1945
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 10997
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 05, 1950
    Last Structure Change Effective Date: Febuary 16, 1999
    Last Structure Change Process Date: March 01, 1999
    Last Data Update: March 01, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Western, NE 68464
    County: Saline
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $11.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $11,454Total assets
  • $296Cash and due from depository institutions
  • $99Interest-bearing balances
  • $3,842Securities
  • $1,080Federal funds sold & reverse repurchase agreements
  • $5,917Net loans & leases
  • $125Loan loss allowance
  • $0Trading account assets
  • $16Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $303All other assets
  • $11,454Total liabilities and capital
  • $9,291Total liabilities
  • $9,187Total deposits
  • $8,385Interest-bearing deposits
  • $9,187Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $104All other liabilities
  • $2,163Total equity capital
  • $2,163Total bank equity capital
  • $2,163Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $700Undivided profits
  • Memoranda
  • $1,163Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1Earning assets
  • $0Long-term assets (5+ years)
  • $237Average Assets, year-to-date
  • $10,938Average Assets, quarterly
  • $779Volatile liabilities
  • $11,262Insider loans
  • $11,366FHLB advances
  • $523Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $6,802Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $860Total interest income
  • $411Total interest expense
  • $449Net interest income
  • $0Provision for loan and lease losses
  • $57Total noninterest income
  • $0Fiduciary activities
  • $50Service charges on deposit accounts
  • $0Trading account gains & fees
  • $7Additional noninterest income
  • $372Total noninterest expense
  • $275Salaries and employee benefits
  • $16Premises and equipment expense
  • $81Additional noninterest expense
  • $134Pre-tax net operating income
  • $0Securities gains (losses)
  • $20Applicable income taxes
  • $114Income before extraordinary items
  • $0Extraordinary gains - net
  • $114Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $3Sale, conversion, retirement of capital stock, net
  • $16Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.00%Yield on earning assets
  • 3.82%Cost of funding earning assets
  • 4.18%Net interest margin
  • 0.53%Noninterest income to earning assets
  • 3.46%Noninterest expense to earning assets
  • 1.01%Net operating income to assets
  • 1.01%Return on assets (ROA)
  • 1.19%Pretax return on assets
  • 5.33%Return on equity (ROE)
  • 4.58%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 44.67%Efficiency ratio
  • 73,518Assets per employee
  • 1.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 14.04%Loss allowance to loans
  • 2.07%Loss allowance to noncurrent loans
  • 12500.00%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.02%Net loans and leases to deposits
  • 64.41%Net loans and leases to core deposits
  • 68.29%Equity capital to assets
  • 18.88%Core capital (leverage) ratio
  • 18.78%Tier 1 risk-based capital ratio
  • 31.80%Total risk-based capital ratio
  • Memoranda
  • $33Average assets
  • $11,262Average earning assets
  • $2,138Average equity
  • $10,751Average loans

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