Nebraska State Bank in Cozad, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 03, 1997

  • Nebraska State Bank in Cozad, Nebraska (NE)
  • Show street view No street view available for this location

Nebraska State Bank - Overview

  • General
  • FDIC Certificate #: 33234
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Security First Bank (#5415)
    Federal Reserve ID: 1825817
    Date Established: November 30, 1990
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 10275
    FDIC's unique #: 46673
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    SAIF Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 30, 1990
    Last Structure Change Effective Date: January 03, 1997
    Last Structure Change Process Date: January 22, 1997
    Last Data Update: January 22, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 818 Avenue F, Cozad, NE 69130
    County: Dawson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Lexington, NE (#30420)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $33.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $13Total assets
  • $33,848Cash and due from depository institutions
  • $1,234Interest-bearing balances
  • $277Securities
  • $7,918Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $22,915Loan loss allowance
  • $506Trading account assets
  • $0Bank premises and fixed assets
  • $575Other real estate owned
  • $227Goodwill and other intangibles
  • $902Life insurance assets
  • $77All other assets
  • $0Total liabilities and capital
  • $33,848Total liabilities
  • $30,180Total deposits
  • $24,939Interest-bearing deposits
  • $22,706Deposits held in domestic offices
  • 24939.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $1,200Trading liabilities
  • $0Other borrowed funds
  • $3,860Subordinated debt
  • $0All other liabilities
  • $181Total equity capital
  • $181Total bank equity capital
  • $3,668Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $2,200Undivided profits
  • Memoranda
  • $968Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $664Income earned, not collected on loans
  • $724Earning assets
  • $31,110Long-term assets (5+ years)
  • $3,300Average Assets, year-to-date
  • $34,033Average Assets, quarterly
  • $34,663Volatile liabilities
  • $3,098Insider loans
  • $731FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,235Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,577Total risk weighted assets
  • $25,426Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,849Total interest expense
  • $1,501Net interest income
  • $1,348Provision for loan and lease losses
  • $95Total noninterest income
  • $223Fiduciary activities
  • $0Service charges on deposit accounts
  • $132Trading account gains & fees
  • $0Additional noninterest income
  • $91Total noninterest expense
  • $923Salaries and employee benefits
  • $410Premises and equipment expense
  • $123Additional noninterest expense
  • $390Pre-tax net operating income
  • $553Securities gains (losses)
  • $3Applicable income taxes
  • $133Income before extraordinary items
  • $423Extraordinary gains - net
  • $0Net income attributable to bank
  • $423Net charge-offs
  • $152Cash dividends
  • $365Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.05%Cost of funding earning assets
  • 4.77%Net interest margin
  • 4.28%Noninterest income to earning assets
  • 0.71%Noninterest expense to earning assets
  • 2.93%Net operating income to assets
  • 1.24%Return on assets (ROA)
  • 1.24%Pretax return on assets
  • 1.63%Return on equity (ROE)
  • 11.30%Retained earnings to average equity (YTD only)
  • 1.55%Net charge-offs to loans
  • 0.63%Credit loss provision to net charge-offs
  • 62.50%Efficiency ratio
  • 57,479Assets per employee
  • 2.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 86.29%Loss allowance to loans
  • 2.16%Loss allowance to noncurrent loans
  • 76.20%Noncurrent assets plus other real estate owned to assets
  • 2.63%Noncurrent loans to loans
  • 2.84%Net loans and leases to deposits
  • 91.88%Net loans and leases to core deposits
  • 99.45%Equity capital to assets
  • 10.84%Core capital (leverage) ratio
  • 10.49%Tier 1 risk-based capital ratio
  • 14.07%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $34,033Average earning assets
  • $3,744Average equity
  • $31,497Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Nebraska State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents