Neighborhood National Bank in Alexandria, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Neighborhood National Bank - Overview

  • General
  • FDIC Certificate #: 57210
    Status: Active
    Federal Reserve ID: 3037874
    Bank Holding Company (Regulatory Top Holder): Douglas County Bancshares, Inc. (RSSDID: 3039430, Location: Alexandria, MN)
    Date Established: September 04, 2001
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 359514
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: September 04, 2001
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 803 North Nokomis Ne, Alexandria, MN 56308
    County: Douglas
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Fargo
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Alexandria, MN (#10820)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $45.8 mil
    Equity capital: $4.7 mil
    Deposits held in domestic offices: $41.0 mil
    Return on assets (ROA): -0.19% (-$0.1 mil)
    Quarterly return on assets: 0.86% ($0.4 mil)
    Return on Equity (ROE): -2.19% (-$0.1 mil)
    Quarterly return on equity: 8.48% ($0.4 mil)
    Net income: -$0.1 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: -0.19% (-$87.0 mil)
    Quarterly Pretax return on assets: 0.86% ($393.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $45,780Total assets
  • $6,875Cash and due from depository institutions
  • $5,645Interest-bearing balances
  • $9,911Securities
  • $340Federal funds sold & reverse repurchase agreements
  • $26,512Net loans & leases
  • $863Loan loss allowance
  • $0Trading account assets
  • $390Bank premises and fixed assets
  • $1,061Other real estate owned
  • $0Goodwill and other intangibles
  • $45,780Life insurance assets
  • $691All other assets
  • $41,123Total liabilities and capital
  • $40,971Total liabilities
  • $34,866Total deposits
  • $40,971Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $152Subordinated debt
  • $4,657All other liabilities
  • $4,657Total equity capital
  • $4,657Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $6,375Surplus
  • $-1,818Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,049Income earned, not collected on loans
  • $0Earning assets
  • $202Long-term assets (5+ years)
  • $42,408Average Assets, year-to-date
  • $10,019Average Assets, quarterly
  • $47,217Volatile liabilities
  • $45,657Insider loans
  • $31,557FHLB advances
  • $46,344Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,587Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,439Restructured Loans and leases
  • $679Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,073Total interest income
  • $528Total interest expense
  • $1,545Net interest income
  • $81Provision for loan and lease losses
  • $224Total noninterest income
  • $0Fiduciary activities
  • $78Service charges on deposit accounts
  • $0Trading account gains & fees
  • $146Additional noninterest income
  • $1,778Total noninterest expense
  • $820Salaries and employee benefits
  • $276Premises and equipment expense
  • $682Additional noninterest expense
  • -$90Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$90Income before extraordinary items
  • $0Extraordinary gains - net
  • -$90Net income attributable to bank
  • $0Net charge-offs
  • -$90Cash dividends
  • $260Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.76%Yield on earning assets
  • 1.21%Cost of funding earning assets
  • 3.55%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 4.08%Noninterest expense to earning assets
  • -0.19%Net operating income to assets
  • -0.19%Return on assets (ROA)
  • -0.19%Pretax return on assets
  • -2.19%Return on equity (ROE)
  • -2.19%Retained earnings to average equity (YTD only)
  • 0.83%Net charge-offs to loans
  • 31.15%Credit loss provision to net charge-offs
  • -0.03%Efficiency ratio
  • 100,509Assets per employee
  • 3.52%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.15%Loss allowance to noncurrent loans
  • 42.12%Noncurrent assets plus other real estate owned to assets
  • 6.79%Noncurrent loans to loans
  • 7.48%Net loans and leases to deposits
  • 64.71%Net loans and leases to core deposits
  • 65.63%Equity capital to assets
  • 10.17%Core capital (leverage) ratio
  • 9.90%Tier 1 risk-based capital ratio
  • 14.54%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $47,217Average earning assets
  • $4,101Average equity
  • $43,549Average loans

List of branches

  • 1 Minnesota Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0359514Neighborhood National Bank803 North Nokomis Ne, Alexandria, MN 56308September 04, 2001Full Service Brick and Mortar

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