New First City, Texas - Bryan, National Association in Bryan, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 28, 1993

  • New First City, Texas - Bryan, National Association in Bryan, Texas (TX)
  • Show street view No street view available for this location

New First City, Texas - Bryan, National Association - Overview

  • General
  • FDIC Certificate #: 33716
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Norwest Bank Texas, South Central (#16931)
    Federal Reserve ID: 1998663
    Date Established: October 30, 1992
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 47828
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: October 30, 1992
    Last Structure Change Effective Date: Febuary 28, 1993
    Last Structure Change Process Date: March 16, 1993
    Last Data Update: August 25, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 3000 Briarcrest Drive, Bryan, TX 77805
    County: Brazos
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Bryan-College Station, TX (#1260)
    Core Based Statistical Area (CBSA): College Station-Bryan, TX (#17780)
    CBSA Metro Statistical Area: College Station-Bryan, TX (#17780)
  • History of Changes
  • Bridge Bank Merger
    Corrections
  • Financial Summary
  • Total assets: $302.4 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $121Total assets
  • $302,410Cash and due from depository institutions
  • $15,713Interest-bearing balances
  • $0Securities
  • $28,443Federal funds sold & reverse repurchase agreements
  • $143,000Net loans & leases
  • $114,246Loan loss allowance
  • $1,214Trading account assets
  • $0Bank premises and fixed assets
  • $41Other real estate owned
  • $74Goodwill and other intangibles
  • $893Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $302,410Total liabilities
  • $302,769Total deposits
  • $296,299Interest-bearing deposits
  • $259,835Deposits held in domestic offices
  • 296299.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $421Trading liabilities
  • $0Other borrowed funds
  • $1,548Subordinated debt
  • $0All other liabilities
  • $4,501Total equity capital
  • $4,501Total bank equity capital
  • $-359Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $-359Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $671Income earned, not collected on loans
  • $640Earning assets
  • $285,689Long-term assets (5+ years)
  • $5,619Average Assets, year-to-date
  • $302,410Average Assets, quarterly
  • $302,410Volatile liabilities
  • $28,726Insider loans
  • $37FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $13,684Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $-359Total risk weighted assets
  • $131,080Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,773Total interest expense
  • $1,629Net interest income
  • $1,144Provision for loan and lease losses
  • $11Total noninterest income
  • $546Fiduciary activities
  • $176Service charges on deposit accounts
  • $307Trading account gains & fees
  • $0Additional noninterest income
  • $63Total noninterest expense
  • $1,612Salaries and employee benefits
  • $600Premises and equipment expense
  • $212Additional noninterest expense
  • $800Pre-tax net operating income
  • $67Securities gains (losses)
  • -$426Applicable income taxes
  • $0Income before extraordinary items
  • -$359Extraordinary gains - net
  • $0Net income attributable to bank
  • -$359Net charge-offs
  • $14Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 0.97%Cost of funding earning assets
  • 0.57%Net interest margin
  • 0.40%Noninterest income to earning assets
  • 0.19%Noninterest expense to earning assets
  • 0.56%Net operating income to assets
  • 0.02%Return on assets (ROA)
  • -0.12%Pretax return on assets
  • -0.12%Return on equity (ROE)
  • 100.00%Retained earnings to average equity (YTD only)
  • 100.00%Net charge-offs to loans
  • 0.01%Credit loss provision to net charge-offs
  • 78.57%Efficiency ratio
  • 95,385Assets per employee
  • 2.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.05%Loss allowance to noncurrent loans
  • 180.92%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.58%Net loans and leases to deposits
  • 38.56%Net loans and leases to core deposits
  • 42.39%Equity capital to assets
  • -0.12%Core capital (leverage) ratio
  • -0.11%Tier 1 risk-based capital ratio
  • -0.27%Total risk-based capital ratio
  • Memoranda
  • -$0Average assets
  • $302,410Average earning assets
  • -$359Average equity
  • $285,689Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with New First City, Texas - Bryan, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents