New First City, Texas - El Paso, National Association in El Paso, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 06, 1993

  • New First City, Texas - El Paso, National Association in El Paso, Texas (TX)
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New First City, Texas - El Paso, National Association - Overview

  • General
  • FDIC Certificate #: 33719
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: SUNWEST Bank of El Paso, National Association (#19197)
    Federal Reserve ID: 1998672
    Date Established: October 30, 1992
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Interstate: No)
    FDIC's unique #: 47831
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: October 30, 1992
    Last Structure Change Effective Date: March 06, 1993
    Last Structure Change Process Date: March 16, 1993
    Last Data Update: August 25, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 320 North Stanton Street, El Paso, TX 79901
    County: El Paso
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): El Paso, TX (#2320)
    Core Based Statistical Area (CBSA): El Paso, TX (#21340)
    CBSA Metro Statistical Area: El Paso, TX (#21340)
  • History of Changes
  • Bridge Bank Merger
  • Financial Summary
  • Total assets: $338.3 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $199Total assets
  • $338,343Cash and due from depository institutions
  • $22,826Interest-bearing balances
  • $208Securities
  • $21,117Federal funds sold & reverse repurchase agreements
  • $65,850Net loans & leases
  • $222,088Loan loss allowance
  • $2,314Trading account assets
  • $0Bank premises and fixed assets
  • $91Other real estate owned
  • $196Goodwill and other intangibles
  • $6,175Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $338,343Total liabilities
  • $337,749Total deposits
  • $319,941Interest-bearing deposits
  • $271,085Deposits held in domestic offices
  • 319941.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $1,000Trading liabilities
  • $0Other borrowed funds
  • $411Subordinated debt
  • $0All other liabilities
  • $16,397Total equity capital
  • $16,397Total bank equity capital
  • $594Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $594Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,538Income earned, not collected on loans
  • $717Earning assets
  • $309,263Long-term assets (5+ years)
  • $13,184Average Assets, year-to-date
  • $338,343Average Assets, quarterly
  • $338,343Volatile liabilities
  • $35,147Insider loans
  • $96FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $42,153Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $594Total risk weighted assets
  • $241,984Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,904Total interest expense
  • $1,536Net interest income
  • $2,368Provision for loan and lease losses
  • $21Total noninterest income
  • $449Fiduciary activities
  • $54Service charges on deposit accounts
  • $342Trading account gains & fees
  • $0Additional noninterest income
  • $53Total noninterest expense
  • $1,946Salaries and employee benefits
  • $867Premises and equipment expense
  • $167Additional noninterest expense
  • $912Pre-tax net operating income
  • $850Securities gains (losses)
  • -$256Applicable income taxes
  • $0Income before extraordinary items
  • $594Extraordinary gains - net
  • $0Net income attributable to bank
  • $594Net charge-offs
  • $10Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 1.26%Cost of funding earning assets
  • 0.50%Net interest margin
  • 0.77%Noninterest income to earning assets
  • 0.15%Noninterest expense to earning assets
  • 0.63%Net operating income to assets
  • 0.25%Return on assets (ROA)
  • 0.18%Pretax return on assets
  • 0.18%Return on equity (ROE)
  • 100.00%Retained earnings to average equity (YTD only)
  • 100.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 210.00%Efficiency ratio
  • 69,081Assets per employee
  • 1.70%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.03%Loss allowance to noncurrent loans
  • 150.46%Noncurrent assets plus other real estate owned to assets
  • 0.51%Noncurrent loans to loans
  • 0.69%Net loans and leases to deposits
  • 69.42%Net loans and leases to core deposits
  • 77.60%Equity capital to assets
  • 0.18%Core capital (leverage) ratio
  • 0.17%Tier 1 risk-based capital ratio
  • 0.25%Total risk-based capital ratio
  • Memoranda
  • $0Average assets
  • $338,343Average earning assets
  • $594Average equity
  • $309,263Average loans

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