New First City, Texas - San Antonio, National Association in San Antonio, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 13, 1993

  • New First City, Texas - San Antonio, National Association in San Antonio, Texas (TX)
  • Show street view No street view available for this location

New First City, Texas - San Antonio, National Association - Overview

  • General
  • FDIC Certificate #: 33729
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: The Frost National Bank (#5510)
    Federal Reserve ID: 1998935
    Date Established: October 30, 1992
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Interstate: No)
    FDIC's unique #: 47841
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: October 30, 1992
    Last Structure Change Effective Date: Febuary 13, 1993
    Last Structure Change Process Date: Febuary 23, 1993
    Last Data Update: August 25, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 800 N.W. Loop 410, San Antonio, TX 78284
    County: Bexar
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): San Antonio, TX (#7240)
    Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
    CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
  • History of Changes
  • Bridge Bank Merger
    Corrections
  • Financial Summary
  • Total assets: $210.2 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $150Total assets
  • $210,237Cash and due from depository institutions
  • $21,665Interest-bearing balances
  • $0Securities
  • $15,741Federal funds sold & reverse repurchase agreements
  • $102,300Net loans & leases
  • $57,287Loan loss allowance
  • $2,676Trading account assets
  • $0Bank premises and fixed assets
  • $31Other real estate owned
  • $742Goodwill and other intangibles
  • $12,471Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $210,237Total liabilities
  • $211,162Total deposits
  • $209,424Interest-bearing deposits
  • $167,801Deposits held in domestic offices
  • 209424.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $161Trading liabilities
  • $0Other borrowed funds
  • $566Subordinated debt
  • $0All other liabilities
  • $1,011Total equity capital
  • $1,011Total bank equity capital
  • $-925Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $-925Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,060Income earned, not collected on loans
  • $283Earning assets
  • $175,328Long-term assets (5+ years)
  • $6,566Average Assets, year-to-date
  • $210,237Average Assets, quarterly
  • $210,237Volatile liabilities
  • $10,956Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $12,604Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $-925Total risk weighted assets
  • $88,284Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,671Total interest expense
  • $1,083Net interest income
  • $588Provision for loan and lease losses
  • $0Total noninterest income
  • $404Fiduciary activities
  • $0Service charges on deposit accounts
  • $357Trading account gains & fees
  • $0Additional noninterest income
  • $47Total noninterest expense
  • $1,623Salaries and employee benefits
  • $741Premises and equipment expense
  • $291Additional noninterest expense
  • $591Pre-tax net operating income
  • -$631Securities gains (losses)
  • -$294Applicable income taxes
  • $0Income before extraordinary items
  • -$925Extraordinary gains - net
  • $0Net income attributable to bank
  • -$925Net charge-offs
  • -$16Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 0.95%Cost of funding earning assets
  • 0.62%Net interest margin
  • 0.34%Noninterest income to earning assets
  • 0.23%Noninterest expense to earning assets
  • 0.93%Net operating income to assets
  • -0.30%Return on assets (ROA)
  • -0.44%Pretax return on assets
  • -0.44%Return on equity (ROE)
  • 100.00%Retained earnings to average equity (YTD only)
  • 100.00%Net charge-offs to loans
  • -0.03%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 163,609Assets per employee
  • 1.40%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.46%Loss allowance to noncurrent loans
  • 252.45%Noncurrent assets plus other real estate owned to assets
  • 0.86%Noncurrent loans to loans
  • 1.77%Net loans and leases to deposits
  • 27.35%Net loans and leases to core deposits
  • 28.76%Equity capital to assets
  • -0.44%Core capital (leverage) ratio
  • -0.41%Tier 1 risk-based capital ratio
  • -1.05%Total risk-based capital ratio
  • Memoranda
  • -$1Average assets
  • $210,237Average earning assets
  • -$925Average equity
  • $175,328Average loans

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