Nichols Hills Bank and Trust Company in Nichols Hills, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 29, 1993

  • Nichols Hills Bank and Trust Company in Nichols Hills, Oklahoma (OK)
  • Show street view No street view available for this location

Nichols Hills Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 22114
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Boatmen's National Bank of Oklahoma (#25270)
    Federal Reserve ID: 910855
    Date Established: September 24, 1975
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 15362
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 24, 1975
    Last Structure Change Effective Date: May 29, 1993
    Last Structure Change Process Date: June 17, 1993
    Last Data Update: June 17, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 6410 Avondale Drive, Nichols Hills, OK 73116
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • Financial Summary
  • Total assets: $101.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $57Total assets
  • $103,005Cash and due from depository institutions
  • $9,196Interest-bearing balances
  • $700Securities
  • $23,716Federal funds sold & reverse repurchase agreements
  • $5,041Net loans & leases
  • $56,752Loan loss allowance
  • $685Trading account assets
  • $0Bank premises and fixed assets
  • $3,385Other real estate owned
  • $2,106Goodwill and other intangibles
  • $2,809Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $103,005Total liabilities
  • $95,345Total deposits
  • $94,704Interest-bearing deposits
  • $68,308Deposits held in domestic offices
  • 94704.00%% insured (estimated)
  • $85Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $641Total equity capital
  • $641Total bank equity capital
  • $7,660Perpetual preferred stock
  • $0Common stock
  • $1,031Surplus
  • $4,265Undivided profits
  • Memoranda
  • $2,364Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $406Income earned, not collected on loans
  • $339Earning assets
  • $86,209Long-term assets (5+ years)
  • $5,406Average Assets, year-to-date
  • $95,931Average Assets, quarterly
  • $99,666Volatile liabilities
  • $8,986Insider loans
  • $3,171FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $4,993Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,660Total risk weighted assets
  • $66,377Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,065Total interest expense
  • $2,443Net interest income
  • $3,622Provision for loan and lease losses
  • $160Total noninterest income
  • $1,147Fiduciary activities
  • $0Service charges on deposit accounts
  • $589Trading account gains & fees
  • $0Additional noninterest income
  • $558Total noninterest expense
  • $3,446Salaries and employee benefits
  • $1,722Premises and equipment expense
  • $485Additional noninterest expense
  • $1,239Pre-tax net operating income
  • $1,163Securities gains (losses)
  • $15Applicable income taxes
  • $361Income before extraordinary items
  • $817Extraordinary gains - net
  • $0Net income attributable to bank
  • $817Net charge-offs
  • $368Cash dividends
  • $1,032Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.58%Cost of funding earning assets
  • 3.05%Net interest margin
  • 4.53%Noninterest income to earning assets
  • 1.43%Noninterest expense to earning assets
  • 4.31%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 0.85%Pretax return on assets
  • 1.23%Return on equity (ROE)
  • 10.37%Retained earnings to average equity (YTD only)
  • -2.73%Net charge-offs to loans
  • 0.71%Credit loss provision to net charge-offs
  • 43.48%Efficiency ratio
  • 72,258Assets per employee
  • 1.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 126.32%Loss allowance to loans
  • 1.19%Loss allowance to noncurrent loans
  • 168.72%Noncurrent assets plus other real estate owned to assets
  • 2.44%Noncurrent loans to loans
  • 0.71%Net loans and leases to deposits
  • 59.93%Net loans and leases to core deposits
  • 66.21%Equity capital to assets
  • 7.44%Core capital (leverage) ratio
  • 7.94%Tier 1 risk-based capital ratio
  • 11.54%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $95,931Average earning assets
  • $7,877Average equity
  • $79,984Average loans

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