Nickerson State Bank in Nickerson, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 15, 1998

  • Nickerson State Bank in Nickerson, Kansas (KS)
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Nickerson State Bank - Overview

  • General
  • FDIC Certificate #: 15793
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Peoples Bank and Trust Company (#1365)
    Federal Reserve ID: 173753
    Date Established: January 01, 1934
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 10039
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 13, 1941
    Last Structure Change Effective Date: June 15, 1998
    Last Structure Change Process Date: July 15, 1998
    Last Data Update: July 15, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 76 North Nickerson Street, Nickerson, KS 67561
    County: Reno
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Hutchinson, KS (#26740)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $28.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $26,693Total assets
  • $1,620Cash and due from depository institutions
  • $0Interest-bearing balances
  • $4,286Securities
  • $1,093Federal funds sold & reverse repurchase agreements
  • $17,879Net loans & leases
  • $189Loan loss allowance
  • $0Trading account assets
  • $1,186Bank premises and fixed assets
  • $0Other real estate owned
  • $336Goodwill and other intangibles
  • $0Life insurance assets
  • $293All other assets
  • $26,693Total liabilities and capital
  • $24,449Total liabilities
  • $24,161Total deposits
  • $20,414Interest-bearing deposits
  • $24,161Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $288All other liabilities
  • $2,244Total equity capital
  • $2,244Total bank equity capital
  • $2,244Perpetual preferred stock
  • $0Common stock
  • $60Surplus
  • $1,900Undivided profits
  • Memoranda
  • $284Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3Earning assets
  • $0Long-term assets (5+ years)
  • $196Average Assets, year-to-date
  • $23,258Average Assets, quarterly
  • $500Volatile liabilities
  • $25,038Insider loans
  • $26,764FHLB advances
  • $3,451Loans and leases held for sale
  • $836Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,759Total unused commitments
  • $0Restructured Loans and leases
  • $18,059Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $1,911Total interest income
  • $868Total interest expense
  • $1,043Net interest income
  • $30Provision for loan and lease losses
  • $305Total noninterest income
  • $0Fiduciary activities
  • $138Service charges on deposit accounts
  • $0Trading account gains & fees
  • $167Additional noninterest income
  • $1,100Total noninterest expense
  • $605Salaries and employee benefits
  • $141Premises and equipment expense
  • $354Additional noninterest expense
  • $218Pre-tax net operating income
  • $0Securities gains (losses)
  • $96Applicable income taxes
  • $122Income before extraordinary items
  • $0Extraordinary gains - net
  • $122Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.69%Yield on earning assets
  • 3.95%Cost of funding earning assets
  • 4.74%Net interest margin
  • 1.39%Noninterest income to earning assets
  • 5.00%Noninterest expense to earning assets
  • 0.49%Net operating income to assets
  • 0.49%Return on assets (ROA)
  • 0.87%Pretax return on assets
  • 5.61%Return on equity (ROE)
  • 5.61%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 79,451Assets per employee
  • 1.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.05%Loss allowance to noncurrent loans
  • 6300.00%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.02%Net loans and leases to deposits
  • 74.00%Net loans and leases to core deposits
  • 86.33%Equity capital to assets
  • 8.41%Core capital (leverage) ratio
  • 7.16%Tier 1 risk-based capital ratio
  • 10.52%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $25,038Average earning assets
  • $2,173Average equity
  • $21,995Average loans

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