North Houston Bank in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 30, 2009

  • North Houston Bank in Houston, Texas (TX)
  • Show street view No street view available for this location

North Houston Bank - Overview

  • General
  • FDIC Certificate #: 18776
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: U.S. Bank National Association (#6548)
    Federal Reserve ID: 215756
    Date Established: May 15, 1963
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 12638
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 15, 1963
    Last Structure Change Effective Date: October 30, 2009
    Last Structure Change Process Date: November 03, 2009
    Last Data Update: November 03, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 3945 East Little York Road, Houston, TX 77093
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $325.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 64Total employees (full-time equivalent)
  • $351,092Total assets
  • $7,681Cash and due from depository institutions
  • $567Interest-bearing balances
  • $19,068Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $285,852Net loans & leases
  • $4,325Loan loss allowance
  • $0Trading account assets
  • $2,590Bank premises and fixed assets
  • $6,617Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $29,284All other assets
  • $351,092Total liabilities and capital
  • $313,730Total liabilities
  • $251,276Total deposits
  • $219,451Interest-bearing deposits
  • $251,276Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $60,400Other borrowed funds
  • $0Subordinated debt
  • $2,054All other liabilities
  • $37,362Total equity capital
  • $37,362Total bank equity capital
  • $37,362Perpetual preferred stock
  • $0Common stock
  • $920Surplus
  • $67,480Undivided profits
  • Memoranda
  • $-31,038Noncurrent loans and leases
  • $96,443Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $6,913Earning assets
  • $0Long-term assets (5+ years)
  • $1,423Average Assets, year-to-date
  • $305,487Average Assets, quarterly
  • $26,457Volatile liabilities
  • $415,385Insider loans
  • $392,970FHLB advances
  • $155,770Loans and leases held for sale
  • $0Unused loan commitments
  • $60,400Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $96,443Total unused commitments
  • $0Restructured Loans and leases
  • $3,963Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $26,944Total interest income
  • $11,806Total interest expense
  • $15,138Net interest income
  • $1,882Provision for loan and lease losses
  • $621Total noninterest income
  • $0Fiduciary activities
  • $673Service charges on deposit accounts
  • $1,322Trading account gains & fees
  • -$1,374Additional noninterest income
  • $10,263Total noninterest expense
  • $5,414Salaries and employee benefits
  • $1,395Premises and equipment expense
  • $3,454Additional noninterest expense
  • $3,614Pre-tax net operating income
  • -$50,861Securities gains (losses)
  • -$17,394Applicable income taxes
  • -$29,853Income before extraordinary items
  • $0Extraordinary gains - net
  • -$29,853Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,707Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.14%Yield on earning assets
  • 3.13%Cost of funding earning assets
  • 4.01%Net interest margin
  • 0.16%Noninterest income to earning assets
  • 2.72%Noninterest expense to earning assets
  • 0.65%Net operating income to assets
  • -7.19%Return on assets (ROA)
  • -11.37%Pretax return on assets
  • -74.85%Return on equity (ROE)
  • -74.85%Retained earnings to average equity (YTD only)
  • 0.52%Net charge-offs to loans
  • 110.25%Credit loss provision to net charge-offs
  • 3.22%Efficiency ratio
  • 65,125Assets per employee
  • 5.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 62.56%Noncurrent assets plus other real estate owned to assets
  • 4.55%Noncurrent loans to loans
  • 2.38%Net loans and leases to deposits
  • 113.76%Net loans and leases to core deposits
  • 183.35%Equity capital to assets
  • 10.64%Core capital (leverage) ratio
  • 6.85%Tier 1 risk-based capital ratio
  • 8.79%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $415,385Average earning assets
  • $39,884Average equity
  • $377,235Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with North Houston Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents