Oak Lawn Bank in Oak Lawn, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 01, 2006

  • Oak Lawn Bank in Oak Lawn, Illinois (IL)
  • Show street view No street view available for this location

Oak Lawn Bank - Overview

  • General
  • FDIC Certificate #: 35272
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: First Bank (#12229)
    Federal Reserve ID: 2855633
    Date Established: October 28, 1999
    WWW: http://www.oaklawnbank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 77236
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 28, 1999
    Last Structure Change Effective Date: September 01, 2006
    Last Structure Change Process Date: October 03, 2006
    Last Data Update: October 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 5665 West 95th Street, Oak Lawn, IL 60453
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Merger - Without Assistance
    Office Sold
  • Financial Summary
  • Total assets: $71.5 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $65,605Total assets
  • $2,910Cash and due from depository institutions
  • $0Interest-bearing balances
  • $15,870Securities
  • $800Federal funds sold & reverse repurchase agreements
  • $42,842Net loans & leases
  • $599Loan loss allowance
  • $0Trading account assets
  • $488Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,695All other assets
  • $65,605Total liabilities and capital
  • $59,881Total liabilities
  • $58,717Total deposits
  • $50,787Interest-bearing deposits
  • $58,717Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $917Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $247All other liabilities
  • $5,724Total equity capital
  • $5,724Total bank equity capital
  • $5,724Perpetual preferred stock
  • $0Common stock
  • $1,051Surplus
  • $4,206Undivided profits
  • Memoranda
  • $467Noncurrent loans and leases
  • $14,760Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $334Earning assets
  • $0Long-term assets (5+ years)
  • $304Average Assets, year-to-date
  • $59,512Average Assets, quarterly
  • $12,803Volatile liabilities
  • $66,247Insider loans
  • $66,194FHLB advances
  • $13,506Loans and leases held for sale
  • $1,852Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $14,760Total unused commitments
  • $0Restructured Loans and leases
  • $595Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $3,596Total interest income
  • $1,308Total interest expense
  • $2,288Net interest income
  • $25Provision for loan and lease losses
  • $184Total noninterest income
  • $0Fiduciary activities
  • $105Service charges on deposit accounts
  • $0Trading account gains & fees
  • $79Additional noninterest income
  • $1,738Total noninterest expense
  • $1,006Salaries and employee benefits
  • $240Premises and equipment expense
  • $492Additional noninterest expense
  • $709Pre-tax net operating income
  • $0Securities gains (losses)
  • $246Applicable income taxes
  • $463Income before extraordinary items
  • $0Extraordinary gains - net
  • $463Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$1Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.92%Yield on earning assets
  • 2.15%Cost of funding earning assets
  • 3.76%Net interest margin
  • 0.30%Noninterest income to earning assets
  • 2.86%Noninterest expense to earning assets
  • 0.70%Net operating income to assets
  • 0.70%Return on assets (ROA)
  • 1.07%Pretax return on assets
  • 8.33%Return on equity (ROE)
  • 8.33%Retained earnings to average equity (YTD only)
  • -0.00%Net charge-offs to loans
  • -2500.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 70,307Assets per employee
  • 3.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 179.34%Noncurrent assets plus other real estate owned to assets
  • 0.51%Noncurrent loans to loans
  • 0.77%Net loans and leases to deposits
  • 72.96%Net loans and leases to core deposits
  • 92.88%Equity capital to assets
  • 8.72%Core capital (leverage) ratio
  • 8.63%Tier 1 risk-based capital ratio
  • 12.13%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $66,247Average earning assets
  • $5,558Average equity
  • $60,787Average loans

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