Oasis Bank, SSB in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Oasis Bank, SSB - Overview

  • General
  • FDIC Certificate #: 58342
    Status: Active
    Federal Reserve ID: 3599578
    Date Established: May 10, 2007
    WWW: http://www.bankoasis.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 446817
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: May 10, 2007
    Last Structure Change Effective Date: Febuary 10, 2010
    Last Structure Change Process Date: Febuary 10, 2011
    Last Data Update: Febuary 10, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 1800 West Loop South, 13th Floor, Houston, TX 77027
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $81.3 mil
    Equity capital: $9.5 mil
    Deposits held in domestic offices: $70.2 mil
    Return on assets (ROA): 1.06% ($0.9 mil)
    Quarterly return on assets: 1.17% ($0.9 mil)
    Return on Equity (ROE): 9.43% ($0.9 mil)
    Quarterly return on equity: 10.08% ($1.0 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.77% ($625.9 mil)
    Quarterly Pretax return on assets: 0.58% ($471.5 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $81,288Total assets
  • $18,881Cash and due from depository institutions
  • $16,081Interest-bearing balances
  • $2,441Securities
  • $1,095Federal funds sold & reverse repurchase agreements
  • $57,838Net loans & leases
  • $602Loan loss allowance
  • $0Trading account assets
  • $79Bank premises and fixed assets
  • $96Other real estate owned
  • $0Goodwill and other intangibles
  • $81,288Life insurance assets
  • $858All other assets
  • $71,763Total liabilities and capital
  • $70,185Total liabilities
  • $61,428Total deposits
  • $70,185Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,290Trading liabilities
  • $0Other borrowed funds
  • $288Subordinated debt
  • $9,525All other liabilities
  • $9,525Total equity capital
  • $9,525Total bank equity capital
  • $0Perpetual preferred stock
  • $1,341Common stock
  • $12,259Surplus
  • $-4,075Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $295Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $324Long-term assets (5+ years)
  • $77,455Average Assets, year-to-date
  • $1,907Average Assets, quarterly
  • $80,256Volatile liabilities
  • $81,166Insider loans
  • $41,143FHLB advances
  • $80,904Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,530Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $26Restructured Loans and leases
  • $512Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,188Total interest income
  • $770Total interest expense
  • $3,418Net interest income
  • $81Provision for loan and lease losses
  • $232Total noninterest income
  • $0Fiduciary activities
  • $67Service charges on deposit accounts
  • $0Trading account gains & fees
  • $165Additional noninterest income
  • $2,955Total noninterest expense
  • $1,328Salaries and employee benefits
  • $283Premises and equipment expense
  • $1,344Additional noninterest expense
  • $614Pre-tax net operating income
  • $0Securities gains (losses)
  • -$240Applicable income taxes
  • $854Income before extraordinary items
  • $0Extraordinary gains - net
  • $854Net income attributable to bank
  • $0Net charge-offs
  • $854Cash dividends
  • $101Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.45%Yield on earning assets
  • 1.00%Cost of funding earning assets
  • 4.45%Net interest margin
  • 0.30%Noninterest income to earning assets
  • 3.84%Noninterest expense to earning assets
  • 1.06%Net operating income to assets
  • 1.06%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 9.43%Return on equity (ROE)
  • 9.43%Retained earnings to average equity (YTD only)
  • 0.17%Net charge-offs to loans
  • 80.20%Credit loss provision to net charge-offs
  • 6.88%Efficiency ratio
  • 80,959Assets per employee
  • 5.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.03%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.12%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 82.41%Net loans and leases to core deposits
  • 127.62%Equity capital to assets
  • 11.72%Core capital (leverage) ratio
  • 11.78%Tier 1 risk-based capital ratio
  • 23.16%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $80,256Average earning assets
  • $9,056Average equity
  • $76,857Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0446817Oasis Bank, Ssb1800 West Loop South, 13th Floor, Houston, TX 77027May 10, 2007Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Oasis Bank, SSB.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents