Oglesby State Bank in Oglesby, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Oglesby State Bank - Overview

  • General
  • FDIC Certificate #: 3371
    Status: Active
    Federal Reserve ID: 777964
    Date Established: January 01, 1925
    WWW: http://www.oglesbysb.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 2189
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Consumer Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 24, 2009
    Last Structure Change Process Date: Febuary 25, 2009
    Last Data Update: Febuary 25, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 117 Fm Highway 1996, Oglesby, TX 76561
    County: Coryell
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Killeen-Temple, TX (#3810)
    Core Based Statistical Area (CBSA): Killeen-Temple-Fort Hood, TX (#28660)
    CBSA Metro Statistical Area: Killeen-Temple-Fort Hood, TX (#28660)
  • History of Changes
  • Corrections
    Change in Location
  • Financial Summary
  • Total assets: $14.4 mil
    Equity capital: $1.2 mil
    Deposits held in domestic offices: $13.1 mil
    Return on assets (ROA): 0.69% ($0.1 mil)
    Quarterly return on assets: 0.39% ($0.1 mil)
    Return on Equity (ROE): 8.07% ($0.1 mil)
    Quarterly return on equity: 4.60% ($0.0 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.69% ($99.2 mil)
    Quarterly Pretax return on assets: 0.39% ($56.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $14,374Total assets
  • $2,273Cash and due from depository institutions
  • $1,387Interest-bearing balances
  • $200Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $11,662Net loans & leases
  • $200Loan loss allowance
  • $0Trading account assets
  • $99Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $14,375Life insurance assets
  • $140All other assets
  • $13,151Total liabilities and capital
  • $13,088Total liabilities
  • $12,202Total deposits
  • $13,088Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $63Subordinated debt
  • $1,224All other liabilities
  • $1,224Total equity capital
  • $1,224Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $450Surplus
  • $724Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $124Income earned, not collected on loans
  • $0Earning assets
  • $76Long-term assets (5+ years)
  • $13,249Average Assets, year-to-date
  • $2,633Average Assets, quarterly
  • $13,956Volatile liabilities
  • $14,396Insider loans
  • $10,322FHLB advances
  • $14,575Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,225Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $252Restructured Loans and leases
  • $38Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $854Total interest income
  • $112Total interest expense
  • $742Net interest income
  • $90Provision for loan and lease losses
  • $129Total noninterest income
  • $0Fiduciary activities
  • $107Service charges on deposit accounts
  • $0Trading account gains & fees
  • $22Additional noninterest income
  • $685Total noninterest expense
  • $327Salaries and employee benefits
  • $83Premises and equipment expense
  • $275Additional noninterest expense
  • $96Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $96Income before extraordinary items
  • $0Extraordinary gains - net
  • $96Net income attributable to bank
  • $0Net charge-offs
  • $96Cash dividends
  • $48Sale, conversion, retirement of capital stock, net
  • $43Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.63%Yield on earning assets
  • 0.87%Cost of funding earning assets
  • 5.76%Net interest margin
  • 1.00%Noninterest income to earning assets
  • 5.32%Noninterest expense to earning assets
  • 0.69%Net operating income to assets
  • 0.69%Return on assets (ROA)
  • 0.69%Pretax return on assets
  • 8.07%Return on equity (ROE)
  • 4.45%Retained earnings to average equity (YTD only)
  • 0.40%Net charge-offs to loans
  • 187.50%Credit loss provision to net charge-offs
  • 3.88%Efficiency ratio
  • 78,645Assets per employee
  • 2.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 44.79%Loss allowance to loans
  • 1.69%Loss allowance to noncurrent loans
  • 161.29%Noncurrent assets plus other real estate owned to assets
  • 0.86%Noncurrent loans to loans
  • 1.05%Net loans and leases to deposits
  • 89.10%Net loans and leases to core deposits
  • 89.78%Equity capital to assets
  • 8.52%Core capital (leverage) ratio
  • 8.40%Tier 1 risk-based capital ratio
  • 11.87%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $13,956Average earning assets
  • $1,190Average equity
  • $12,877Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02189Oglesby State Bank117 Fm Highway 1996, Oglesby, TX 76561January 01, 1925Full Service Brick and Mortar

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