Oglesby State Bank in Oglesby, Texas (TX)



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Oglesby State Bank routing number info

Table of contents:
Oglesby State Bank
GeneralFDIC Certificate #: 3371
Status: Active
Federal Reserve ID: 777964
Date Established: January 01, 1925
WWW: http://www.oglesbysb.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 2189
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Consumer Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: Febuary 24, 2009
Last Structure Change Process Date: Febuary 25, 2009
Last Data Update: Febuary 25, 2009
Data Source Date: April 05, 2012
LocationAddress: 117 Fm Highway 1996, Oglesby, TX 76561
County: Coryell
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Killeen-Temple, TX (#3810)
Core Based Statistical Area (CBSA): Killeen-Temple-Fort Hood, TX (#28660)
CBSA Metro Statistical Area: Killeen-Temple-Fort Hood, TX (#28660)
History of ChangesCorrections
Change in Location
Financial SummaryTotal assets: $14.4 mil
Equity capital: $1.2 mil
Deposits held in domestic offices: $13.1 mil
Return on assets (ROA): 0.69% ($0.1 mil)
Quarterly return on assets: 0.39% ($0.1 mil)
Return on Equity (ROE): 8.07% ($0.1 mil)
Quarterly return on equity: 4.60% ($0.0 mil)
Net income: $0.1 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.69% ($99.2 mil)
Quarterly Pretax return on assets: 0.39% ($56.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)5
Total assets$14,374
Cash and due from depository institutions$2,273
Interest-bearing balances$1,387
Securities$200
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$11,662
Loan loss allowance $200
Trading account assets$0
Bank premises and fixed assets$99
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$140
Life insurance assets$14,375
Total liabilities and capital$13,151
Total liabilities$13,088
Total deposits$12,202
Interest-bearing deposits$13,088
Deposits held in domestic offices$93
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $63
All other liabilities $1,224
Total equity capital$1,224
Total bank equity capital$1,224
Perpetual preferred stock$0
Common stock$50
Surplus$450
Undivided profits $724
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $124
Earning assets $0
Long-term assets (5+ years) $76
Average Assets, year-to-date $13,249
Average Assets, quarterly $2,633
Volatile liabilities $13,956
Insider loans $14,396
FHLB advances $10,322
Loans and leases held for sale $14,575
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $1,225
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $252
Derivatives$38
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $854
Total interest expense $112
Net interest income $742
Provision for loan and lease losses $90
Total noninterest income $129
Fiduciary activities $0
Service charges on deposit accounts $107
Trading account gains & fees $0
Additional noninterest income $22
Total noninterest expense $685
Salaries and employee benefits $327
Premises and equipment expense $83
Additional noninterest expense $275
Pre-tax net operating income $96
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $96
Extraordinary gains - net $0
Net income attributable to bank $96
Net charge-offs $0
Cash dividends $96
Sale, conversion, retirement of capital stock, net $48
Net operating income $43
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets6.63%
Cost of funding earning assets 0.87%
Net interest margin 5.76%
Noninterest income to earning assets 1.00%
Noninterest expense to earning assets 5.32%
Net operating income to assets 0.69%
Return on assets (ROA) 0.69%
Pretax return on assets 0.69%
Return on equity (ROE) 8.07%
Retained earnings to average equity (YTD only) 4.45%
Net charge-offs to loans 0.40%
Credit loss provision to net charge-offs 187.50%
Efficiency ratio3.88%
Assets per employee$78,645
Cash dividends to net income (YTD only)2.87%
Condition Ratios (%)
Loss allowance to loans 44.79%
Loss allowance to noncurrent loans 1.69%
Noncurrent assets plus other real estate owned to assets 161.29%
Noncurrent loans to loans 0.86%
Net loans and leases to deposits1.05%
Net loans and leases to core deposits 89.10%
Equity capital to assets 89.78%
Core capital (leverage) ratio 8.52%
Tier 1 risk-based capital ratio 8.40%
Total risk-based capital ratio 11.87%
Memoranda
Average assets$13
Average earning assets$13,956
Average equity $1,190
Average loans $12,877
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1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
02189Oglesby State Bank117 Fm Highway 1996, Oglesby, TX 76561January 01, 1925Full Service Brick and Mortar
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