Oklahoma State Bank in Ada, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 05, 1999

  • Oklahoma State Bank in Ada, Oklahoma (OK)
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Oklahoma State Bank - Overview

  • General
  • FDIC Certificate #: 6010
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First United Bank and Trust Company (#4239)
    Federal Reserve ID: 806051
    Date Established: December 15, 1903
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 4071
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 05, 1999
    Last Structure Change Process Date: December 08, 1999
    Last Data Update: December 08, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 221 West 12th Street, Ada, OK 74820
    County: Pontotoc
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Ada, OK (#10220)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $102.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 38Total employees (full-time equivalent)
  • $98,887Total assets
  • $5,263Cash and due from depository institutions
  • $0Interest-bearing balances
  • $65,656Securities
  • $5,500Federal funds sold & reverse repurchase agreements
  • $20,868Net loans & leases
  • $1,136Loan loss allowance
  • $0Trading account assets
  • $327Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,273All other assets
  • $98,887Total liabilities and capital
  • $77,722Total liabilities
  • $77,280Total deposits
  • $67,230Interest-bearing deposits
  • $77,280Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $442All other liabilities
  • $21,165Total equity capital
  • $21,165Total bank equity capital
  • $21,165Perpetual preferred stock
  • $0Common stock
  • $1,200Surplus
  • $2,400Undivided profits
  • Memoranda
  • $17,565Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $162Earning assets
  • $0Long-term assets (5+ years)
  • $316Average Assets, year-to-date
  • $92,024Average Assets, quarterly
  • $6,481Volatile liabilities
  • $100,298Insider loans
  • $99,336FHLB advances
  • $11,594Loans and leases held for sale
  • $30Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,972Total unused commitments
  • $0Restructured Loans and leases
  • $31,610Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $6,788Total interest income
  • $3,026Total interest expense
  • $3,762Net interest income
  • $30Provision for loan and lease losses
  • $444Total noninterest income
  • $0Fiduciary activities
  • $287Service charges on deposit accounts
  • $0Trading account gains & fees
  • $157Additional noninterest income
  • $2,053Total noninterest expense
  • $1,420Salaries and employee benefits
  • $177Premises and equipment expense
  • $456Additional noninterest expense
  • $2,123Pre-tax net operating income
  • $0Securities gains (losses)
  • $628Applicable income taxes
  • $1,495Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,495Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $16Sale, conversion, retirement of capital stock, net
  • $720Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.19%Yield on earning assets
  • 3.20%Cost of funding earning assets
  • 3.98%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 2.17%Noninterest expense to earning assets
  • 1.49%Net operating income to assets
  • 1.49%Return on assets (ROA)
  • 2.12%Pretax return on assets
  • 7.19%Return on equity (ROE)
  • 3.73%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 187.50%Credit loss provision to net charge-offs
  • 134.56%Efficiency ratio
  • 48,811Assets per employee
  • 2.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 48.16%Loss allowance to loans
  • 5.16%Loss allowance to noncurrent loans
  • 701.23%Noncurrent assets plus other real estate owned to assets
  • 0.16%Noncurrent loans to loans
  • 0.74%Net loans and leases to deposits
  • 27.00%Net loans and leases to core deposits
  • 31.77%Equity capital to assets
  • 21.40%Core capital (leverage) ratio
  • 20.51%Tier 1 risk-based capital ratio
  • 66.60%Total risk-based capital ratio
  • Memoranda
  • $68Average assets
  • $100,298Average earning assets
  • $20,793Average equity
  • $94,417Average loans

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