OnBank in Syracuse, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1997

  • OnBank in Syracuse, New York (NY)
  • Show street view No street view available for this location

OnBank - Overview

  • General
  • FDIC Certificate #: 16042
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: OnBank & Trust Co. (#7319)
    Federal Reserve ID: 873017
    Date Established: January 01, 1855
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 7 (Interstate: No)
    OTS Docket #: 7965
    FDIC's unique #: 10270
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 01, 1943
    Last Structure Change Effective Date: January 01, 1997
    Last Structure Change Process Date: January 16, 1997
    Last Data Update: January 16, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 South Salina Street, Syracuse, NY 13202
    County: Onondaga
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Syracuse
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Syracuse, NY (#8160)
    Combined Statistical Area (CSA): Syracuse-Auburn, NY (#532)
    Core Based Statistical Area (CBSA): Syracuse, NY (#45060)
    CBSA Metro Statistical Area: Syracuse, NY (#45060)
  • Financial Summary
  • Total assets: $476.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $51Total assets
  • $476,717Cash and due from depository institutions
  • $6,981Interest-bearing balances
  • $2,662Securities
  • $209,572Federal funds sold & reverse repurchase agreements
  • $13,500Net loans & leases
  • $230,671Loan loss allowance
  • $3,213Trading account assets
  • $0Bank premises and fixed assets
  • $6,902Other real estate owned
  • $218Goodwill and other intangibles
  • $8,119Life insurance assets
  • $754All other assets
  • $0Total liabilities and capital
  • $476,717Total liabilities
  • $445,742Total deposits
  • $198,687Interest-bearing deposits
  • $178,809Deposits held in domestic offices
  • 198687.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $165,982Trading liabilities
  • $0Other borrowed funds
  • $75,500Subordinated debt
  • $0All other liabilities
  • $5,573Total equity capital
  • $5,573Total bank equity capital
  • $30,975Perpetual preferred stock
  • $0Common stock
  • $6,121Surplus
  • $62,278Undivided profits
  • Memoranda
  • $-37,424Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,555Income earned, not collected on loans
  • $2,658Earning assets
  • $456,405Long-term assets (5+ years)
  • $365,591Average Assets, year-to-date
  • $530,924Average Assets, quarterly
  • $483,172Volatile liabilities
  • $265,886Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $14,725Unused loan commitments
  • $10,716Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $31,383Total risk weighted assets
  • $220,204Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $37,711Total interest expense
  • $26,238Net interest income
  • $11,473Provision for loan and lease losses
  • -$750Total noninterest income
  • $3,417Fiduciary activities
  • $0Service charges on deposit accounts
  • $515Trading account gains & fees
  • $347Additional noninterest income
  • $2,555Total noninterest expense
  • $8,885Salaries and employee benefits
  • $1,246Premises and equipment expense
  • $467Additional noninterest expense
  • $7,172Pre-tax net operating income
  • $6,755Securities gains (losses)
  • $1,026Applicable income taxes
  • $5,344Income before extraordinary items
  • $2,437Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,437Net charge-offs
  • $183Cash dividends
  • $3,000Sale, conversion, retirement of capital stock, net
  • $150Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.57%Cost of funding earning assets
  • 5.27%Net interest margin
  • 2.30%Noninterest income to earning assets
  • 0.69%Noninterest expense to earning assets
  • 1.78%Net operating income to assets
  • 0.34%Return on assets (ROA)
  • 0.46%Pretax return on assets
  • 1.47%Return on equity (ROE)
  • 7.67%Retained earnings to average equity (YTD only)
  • -1.77%Net charge-offs to loans
  • 0.08%Credit loss provision to net charge-offs
  • -409.84%Efficiency ratio
  • 58,314Assets per employee
  • 9.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 123.10%Loss allowance to loans
  • 1.37%Loss allowance to noncurrent loans
  • 125.75%Noncurrent assets plus other real estate owned to assets
  • 0.58%Noncurrent loans to loans
  • 1.09%Net loans and leases to deposits
  • 116.10%Net loans and leases to core deposits
  • 132.74%Equity capital to assets
  • 6.50%Core capital (leverage) ratio
  • 6.46%Tier 1 risk-based capital ratio
  • 14.25%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $530,924Average earning assets
  • $31,761Average equity
  • $497,961Average loans

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