Orangeville Community Bank in Orangeville, Illinois (IL)



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Orangeville Community Bank
GeneralFDIC Certificate #: 17701
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Community Bank (#10791)
Federal Reserve ID: 733447
Date Established: December 21, 1956
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
OTS Docket #: 10758
FDIC's unique #: 11661
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: December 21, 1956
Last Structure Change Effective Date: August 26, 2002
Last Structure Change Process Date: October 21, 2002
Last Data Update: October 21, 2002
Data Source Date: April 05, 2012
LocationAddress: 401 South Church Street, Orangeville, IL 61060
County: Stephenson
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Princeton
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Combined Statistical Area (CSA): Rockford-Freeport-Rochelle, IL (#466)
Core Based Statistical Area (CBSA): Freeport, IL (#23300)
CBSA Micro Statistical Area: Yes
Financial SummaryTotal assets: $31.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)
(Dollar figures in thousands)
Total employees (full-time equivalent)6
Total assets$28,902
Cash and due from depository institutions$947
Interest-bearing balances$354
Securities$9,142
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$16,810
Loan loss allowance $164
Trading account assets$0
Bank premises and fixed assets$307
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$1,696
Life insurance assets$0
Total liabilities and capital$28,902
Total liabilities$25,149
Total deposits$24,639
Interest-bearing deposits$22,707
Deposits held in domestic offices$24,639
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $0
All other liabilities $510
Total equity capital$3,753
Total bank equity capital$3,753
Perpetual preferred stock$3,753
Common stock$0
Surplus$400
Undivided profits $850
Memoranda
Noncurrent loans and leases $2,503
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $2,567
Income earned, not collected on loans $0
Earning assets $42
Long-term assets (5+ years) $0
Average Assets, year-to-date $300
Average Assets, quarterly $26,306
Volatile liabilities $6,431
Insider loans $28,668
FHLB advances $28,962
Loans and leases held for sale $2,671
Unused loan commitments $753
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $0
Total risk weighted assets $0
Total unused commitments $2,567
Restructured Loans and leases $0
Derivatives$164
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Income and Expense (December 31, 2001)
(Dollar figures in thousands)
Total interest income $1,971
Total interest expense $1,057
Net interest income $914
Provision for loan and lease losses $0
Total noninterest income $113
Fiduciary activities $0
Service charges on deposit accounts $61
Trading account gains & fees $0
Additional noninterest income $52
Total noninterest expense $547
Salaries and employee benefits $292
Premises and equipment expense $75
Additional noninterest expense $180
Pre-tax net operating income $480
Securities gains (losses) $1
Applicable income taxes $137
Income before extraordinary items $344
Extraordinary gains - net $0
Net income attributable to bank $344
Net charge-offs $0
Cash dividends $0
Sale, conversion, retirement of capital stock, net $1
Net operating income $41
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Performance and Condition Ratios (December 31, 2001)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets7.49%
Cost of funding earning assets 4.02%
Net interest margin 3.47%
Noninterest income to earning assets 0.43%
Noninterest expense to earning assets 2.08%
Net operating income to assets 1.20%
Return on assets (ROA) 1.20%
Pretax return on assets 1.68%
Return on equity (ROE) 9.60%
Retained earnings to average equity (YTD only) 8.46%
Net charge-offs to loans 0.01%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio480.00%
Assets per employee$53,262
Cash dividends to net income (YTD only)4.82%
Condition Ratios (%)
Loss allowance to loans 11.92%
Loss allowance to noncurrent loans 0.97%
Noncurrent assets plus other real estate owned to assets 390.48%
Noncurrent loans to loans 0.15%
Net loans and leases to deposits0.25%
Net loans and leases to core deposits 68.23%
Equity capital to assets 76.52%
Core capital (leverage) ratio 12.99%
Tier 1 risk-based capital ratio 12.61%
Total risk-based capital ratio 20.25%
Memoranda
Average assets$21
Average earning assets$28,668
Average equity $3,582
Average loans $26,317
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