PNC Bank, Kentucky, Inc. in Louisville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1997

  • PNC Bank, Kentucky, Inc. in Louisville, Kentucky (KY)
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PNC Bank, Kentucky, Inc. - Overview

  • General
  • FDIC Certificate #: 10513
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: PNC Bank, National Association (#6384)
    Federal Reserve ID: 940348
    Date Established: January 01, 1858
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 59 (Interstate: No)
    OTS Docket #: 11136
    FDIC's unique #: 6731
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 31, 1997
    Last Structure Change Process Date: January 08, 1998
    Last Data Update: January 08, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 500 West Jefferson Street, Louisville, KY 40202
    County: Jefferson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: New York
    FDIC Field Office: Elizabethtown
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
    CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
  • Financial Summary
  • Total assets: $4,877.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $1,411Total assets
  • $4,898,351Cash and due from depository institutions
  • $516,721Interest-bearing balances
  • $0Securities
  • $519,496Federal funds sold & reverse repurchase agreements
  • $64,140Net loans & leases
  • $3,627,738Loan loss allowance
  • $79,040Trading account assets
  • $0Bank premises and fixed assets
  • $49,235Other real estate owned
  • $7,485Goodwill and other intangibles
  • $107,239Life insurance assets
  • $6,297All other assets
  • $0Total liabilities and capital
  • $4,898,351Total liabilities
  • $4,470,460Total deposits
  • $3,251,083Interest-bearing deposits
  • $2,299,135Deposits held in domestic offices
  • 3219274.00%% insured (estimated)
  • $63Federal funds purchased & repurchase agreements
  • $564,011Trading liabilities
  • $0Other borrowed funds
  • $584,574Subordinated debt
  • $0All other liabilities
  • $70,792Total equity capital
  • $70,792Total bank equity capital
  • $427,891Perpetual preferred stock
  • $0Common stock
  • $60,000Surplus
  • $95,453Undivided profits
  • Memoranda
  • $272,438Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $18,065Income earned, not collected on loans
  • $29,203Earning assets
  • $4,211,374Long-term assets (5+ years)
  • $1,261,900Average Assets, year-to-date
  • $4,933,966Average Assets, quarterly
  • $4,770,188Volatile liabilities
  • $1,403,837Insider loans
  • $68,482FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,045,331Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $431,423Total risk weighted assets
  • $4,443,547Total unused commitments
  • $0Restructured Loans and leases
  • $940,000Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $331,464Total interest expense
  • $172,807Net interest income
  • $158,657Provision for loan and lease losses
  • $0Total noninterest income
  • $71,835Fiduciary activities
  • $24,817Service charges on deposit accounts
  • $18,145Trading account gains & fees
  • $0Additional noninterest income
  • $28,873Total noninterest expense
  • $145,898Salaries and employee benefits
  • $61,177Premises and equipment expense
  • $16,578Additional noninterest expense
  • $68,143Pre-tax net operating income
  • $84,594Securities gains (losses)
  • $1Applicable income taxes
  • $24,168Income before extraordinary items
  • $60,427Extraordinary gains - net
  • $0Net income attributable to bank
  • $60,427Net charge-offs
  • $2,351Cash dividends
  • $31,220Sale, conversion, retirement of capital stock, net
  • $492Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.58%Cost of funding earning assets
  • 3.95%Net interest margin
  • 3.63%Noninterest income to earning assets
  • 1.64%Noninterest expense to earning assets
  • 3.34%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.22%Pretax return on assets
  • 1.71%Return on equity (ROE)
  • 14.57%Retained earnings to average equity (YTD only)
  • 7.04%Net charge-offs to loans
  • 0.07%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 62,876Assets per employee
  • 3.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 51.67%Loss allowance to loans
  • 2.13%Loss allowance to noncurrent loans
  • 437.53%Noncurrent assets plus other real estate owned to assets
  • 0.52%Noncurrent loans to loans
  • 0.49%Net loans and leases to deposits
  • 111.59%Net loans and leases to core deposits
  • 121.19%Equity capital to assets
  • 8.74%Core capital (leverage) ratio
  • 9.26%Tier 1 risk-based capital ratio
  • 9.71%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $4,933,966Average earning assets
  • $414,861Average equity
  • $4,370,091Average loans

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