PRP National Bank in Pleasure Ridge Park, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 2007

  • PRP National Bank in Pleasure Ridge Park, Kentucky (KY)
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PRP National Bank - Overview

  • General
  • FDIC Certificate #: 34809
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: FORCHT BANK, NATIONAL ASSOCIATION (#57415)
    Federal Reserve ID: 2727619
    Date Established: September 01, 1998
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 61657
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: September 01, 1998
    Last Structure Change Effective Date: December 31, 2007
    Last Structure Change Process Date: January 08, 2008
    Last Data Update: January 08, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 8492-8592 Dixie Highway, Pleasure Ridge Park, KY 40258
    County: Jefferson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Elizabethtown
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
    CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
  • Financial Summary
  • Total assets: $77.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 30Total employees (full-time equivalent)
  • $69,649Total assets
  • $2,278Cash and due from depository institutions
  • $3Interest-bearing balances
  • $13,680Securities
  • $78Federal funds sold & reverse repurchase agreements
  • $50,154Net loans & leases
  • $821Loan loss allowance
  • $0Trading account assets
  • $2,632Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $827All other assets
  • $69,649Total liabilities and capital
  • $64,002Total liabilities
  • $62,779Total deposits
  • $55,921Interest-bearing deposits
  • $62,779Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $750Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $473All other liabilities
  • $5,647Total equity capital
  • $5,647Total bank equity capital
  • $5,647Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $2,500Undivided profits
  • Memoranda
  • $647Noncurrent loans and leases
  • $9,940Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $279Earning assets
  • $67Long-term assets (5+ years)
  • $369Average Assets, year-to-date
  • $63,915Average Assets, quarterly
  • $18,997Volatile liabilities
  • $65,964Insider loans
  • $68,047FHLB advances
  • $3,823Loans and leases held for sale
  • $1,052Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $910Total risk weighted assets
  • $9,940Total unused commitments
  • $0Restructured Loans and leases
  • $614Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $4,397Total interest income
  • $1,847Total interest expense
  • $2,550Net interest income
  • $61Provision for loan and lease losses
  • $776Total noninterest income
  • $0Fiduciary activities
  • $422Service charges on deposit accounts
  • $0Trading account gains & fees
  • $354Additional noninterest income
  • $2,607Total noninterest expense
  • $1,270Salaries and employee benefits
  • $471Premises and equipment expense
  • $866Additional noninterest expense
  • $658Pre-tax net operating income
  • $0Securities gains (losses)
  • $225Applicable income taxes
  • $433Income before extraordinary items
  • $0Extraordinary gains - net
  • $433Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $5Sale, conversion, retirement of capital stock, net
  • $140Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.28%Yield on earning assets
  • 3.06%Cost of funding earning assets
  • 4.22%Net interest margin
  • 1.29%Noninterest income to earning assets
  • 4.32%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.66%Return on assets (ROA)
  • 1.00%Pretax return on assets
  • 7.97%Return on equity (ROE)
  • 5.39%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 1220.00%Credit loss provision to net charge-offs
  • 143.80%Efficiency ratio
  • 78,382Assets per employee
  • 2.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 32.33%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 294.27%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.55%Net loans and leases to deposits
  • 79.89%Net loans and leases to core deposits
  • 84.00%Equity capital to assets
  • 8.11%Core capital (leverage) ratio
  • 8.43%Tier 1 risk-based capital ratio
  • 11.80%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $65,964Average earning assets
  • $5,433Average equity
  • $60,387Average loans

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