Park Cities Bank in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Park Cities Bank - Overview

  • General
  • FDIC Certificate #: 57057
    Status: Active
    Federal Reserve ID: 2955458
    Bank Holding Company (Regulatory Top Holder): North Texas Bancshares, Inc. (RSSDID: 2962737, Location: Dallas, TX)
    Date Established: November 06, 2000
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 356464
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 06, 2000
    Last Structure Change Effective Date: August 01, 2011
    Last Structure Change Process Date: August 01, 2011
    Last Data Update: August 01, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 5307 E. Mockingbird, Suite 200, Dallas, TX 75206
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $611.8 mil
    Equity capital: $38.4 mil
    Deposits held in domestic offices: $570.7 mil
    Return on assets (ROA): -0.26% (-$1.6 mil)
    Quarterly return on assets: -1.29% (-$7.9 mil)
    Return on Equity (ROE): -4.47% (-$1.7 mil)
    Quarterly return on equity: -20.43% (-$7.8 mil)
    Net income: -$1.8 mil
    Quarterly Net income: -$2.0 mil
    Pretax return on assets: -0.26% (-$1,590.6 mil)
    Quarterly Pretax return on assets: -1.29% (-$7,891.9 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 64Total employees (full-time equivalent)
  • $611,772Total assets
  • $115,903Cash and due from depository institutions
  • $111,751Interest-bearing balances
  • $61,952Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $336,426Net loans & leases
  • $11,119Loan loss allowance
  • $0Trading account assets
  • $10,586Bank premises and fixed assets
  • $82,331Other real estate owned
  • $0Goodwill and other intangibles
  • $611,772Life insurance assets
  • $4,574All other assets
  • $573,328Total liabilities and capital
  • $570,687Total liabilities
  • $515,736Total deposits
  • $570,687Interest-bearing deposits
  • $79Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,641Subordinated debt
  • $38,444All other liabilities
  • $38,444Total equity capital
  • $38,444Total bank equity capital
  • $0Perpetual preferred stock
  • $600Common stock
  • $91,513Surplus
  • $-53,669Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $65,265Income earned, not collected on loans
  • $0Earning assets
  • $1,747Long-term assets (5+ years)
  • $510,129Average Assets, year-to-date
  • $55,763Average Assets, quarterly
  • $705,240Volatile liabilities
  • $621,889Insider loans
  • $441,110FHLB advances
  • $624,724Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $38,444Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $18,352Restructured Loans and leases
  • $13,725Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $24,664Total interest income
  • $10,624Total interest expense
  • $14,040Net interest income
  • -$3,674Provision for loan and lease losses
  • $897Total noninterest income
  • $0Fiduciary activities
  • $284Service charges on deposit accounts
  • $0Trading account gains & fees
  • $613Additional noninterest income
  • $20,412Total noninterest expense
  • $6,581Salaries and employee benefits
  • $2,062Premises and equipment expense
  • $11,769Additional noninterest expense
  • -$1,801Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$1,801Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,801Net income attributable to bank
  • $0Net charge-offs
  • -$1,801Cash dividends
  • $9,462Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.95%Yield on earning assets
  • 1.70%Cost of funding earning assets
  • 2.25%Net interest margin
  • 0.14%Noninterest income to earning assets
  • 3.27%Noninterest expense to earning assets
  • -0.26%Net operating income to assets
  • -0.26%Return on assets (ROA)
  • -0.26%Pretax return on assets
  • -4.47%Return on equity (ROE)
  • -4.47%Retained earnings to average equity (YTD only)
  • 2.10%Net charge-offs to loans
  • -38.83%Credit loss provision to net charge-offs
  • -0.58%Efficiency ratio
  • 136,654Assets per employee
  • 9.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.20%Loss allowance to noncurrent loans
  • 17.04%Noncurrent assets plus other real estate owned to assets
  • 24.13%Noncurrent loans to loans
  • 18.78%Net loans and leases to deposits
  • 58.95%Net loans and leases to core deposits
  • 67.96%Equity capital to assets
  • 6.28%Core capital (leverage) ratio
  • 6.15%Tier 1 risk-based capital ratio
  • 8.72%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $705,240Average earning assets
  • $40,325Average equity
  • $624,940Average loans

List of branches

  • 4 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0356464Park Cities Bank5307 E. Mockingbird, Suite 200, Dallas, TX 75206November 06, 2000Full Service Brick and Mortar
    1432818Snider Plaza Branch6829 Hillcrest, Dallas, TX 75205November 06, 2000Full Service Brick and Mortar
    2442422Lovers Lane Branch4300 Lovers Lane - University Park, Dallas, TX 75225June 23, 2005Full Service Brick and Mortar
    3465421Fort Worth Office Branch4255 Camp Bowie, Fort Worth, TX 76107November 07, 2006Full Service Brick and Mortar

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