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- Banks in Texas (TX)
- Park National Bank of Houston
Park National Bank of Houston in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of June 07, 1996
- Park National Bank of Houston in Houston, Texas (TX)
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Park National Bank of Houston - Overview
- General
- FDIC Certificate #: 25757
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The Frost National Bank (#5510)
Federal Reserve ID: 714259
Date Established: August 29, 1984
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Interstate: No)
OTS Docket #: 11404
FDIC's unique #: 17630
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: August 29, 1984
Last Structure Change Effective Date: June 07, 1996
Last Structure Change Process Date: June 26, 1996
Last Data Update: June 26, 1996
Data Source Date: April 05, 2012 - Location
- Address: 1313 Binz Street, Houston, TX 77288
County: Harris
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Houston, TX (#3360)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420) - Financial Summary
- Total assets: $269.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1995)
- Dollar figures in thousands
- 0Total employees (full-time equivalent)
- $123Total assets
- $233,159Cash and due from depository institutions
- $16,497Interest-bearing balances
- $0Securities
- $33,512Federal funds sold & reverse repurchase agreements
- $19,154Net loans & leases
- $155,871Loan loss allowance
- $1,381Trading account assets
- $0Bank premises and fixed assets
- $5,612Other real estate owned
- $793Goodwill and other intangibles
- $1,720Life insurance assets
- $0All other assets
- $0Total liabilities and capital
- $233,159Total liabilities
- $215,270Total deposits
- $212,442Interest-bearing deposits
- $146,279Deposits held in domestic offices
- 212442.00%% insured (estimated)
- $77Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $0Other borrowed funds
- $0Subordinated debt
- $0All other liabilities
- $2,828Total equity capital
- $2,828Total bank equity capital
- $17,889Perpetual preferred stock
- $0Common stock
- $2,465Surplus
- $2,484Undivided profits
- Memoranda
- $12,940Noncurrent loans and leases
- $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $366Income earned, not collected on loans
- $919Earning assets
- $208,537Long-term assets (5+ years)
- $3,481Average Assets, year-to-date
- $226,197Average Assets, quarterly
- $229,758Volatile liabilities
- $38,795Insider loans
- $2,143FHLB advances
- $0Loans and leases held for sale
- $0Unused loan commitments
- $28,562Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $17,889Total risk weighted assets
- $156,009Total unused commitments
- $0Restructured Loans and leases
- $0Derivatives
Income and Expense (December 31, 1995)
- Dollar figures in thousands
- $0Total interest income
- $18,172Total interest expense
- $6,107Net interest income
- $12,065Provision for loan and lease losses
- $1,150Total noninterest income
- $2,083Fiduciary activities
- $0Service charges on deposit accounts
- $1,764Trading account gains & fees
- $0Additional noninterest income
- $319Total noninterest expense
- $9,572Salaries and employee benefits
- $5,448Premises and equipment expense
- $1,442Additional noninterest expense
- $2,682Pre-tax net operating income
- $3,426Securities gains (losses)
- $0Applicable income taxes
- $620Income before extraordinary items
- $2,806Extraordinary gains - net
- $0Net income attributable to bank
- $2,806Net charge-offs
- $243Cash dividends
- $0Sale, conversion, retirement of capital stock, net
- $0Net operating income
Performance and Condition Ratios (December 31, 1995)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 0.00%Yield on earning assets
- 8.95%Cost of funding earning assets
- 3.01%Net interest margin
- 5.94%Noninterest income to earning assets
- 1.03%Noninterest expense to earning assets
- 4.72%Net operating income to assets
- 1.24%Return on assets (ROA)
- 1.24%Pretax return on assets
- 1.51%Return on equity (ROE)
- 16.76%Retained earnings to average equity (YTD only)
- 16.76%Net charge-offs to loans
- 0.16%Credit loss provision to net charge-offs
- 473.25%Efficiency ratio
- 67,656Assets per employee
- 1.90%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 0.00%Loss allowance to loans
- 0.88%Loss allowance to noncurrent loans
- 377.32%Noncurrent assets plus other real estate owned to assets
- 0.50%Noncurrent loans to loans
- 0.23%Net loans and leases to deposits
- 73.37%Net loans and leases to core deposits
- 89.76%Equity capital to assets
- 7.67%Core capital (leverage) ratio
- 7.80%Tier 1 risk-based capital ratio
- 11.47%Total risk-based capital ratio
- Memoranda
- $12Average assets
- $226,197Average earning assets
- $16,741Average equity
- $202,997Average loans
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- Banks in Texas (TX)
- Park National Bank of Houston
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