Park State Bank in Nicoma Park, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 24, 2006

  • Park State Bank in Nicoma Park, Oklahoma (OK)
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Park State Bank - Overview

  • General
  • FDIC Certificate #: 19294
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BancFirst (#27476)
    Federal Reserve ID: 851257
    Date Established: December 01, 1964
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 13107
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 01, 1964
    Last Structure Change Effective Date: Febuary 24, 2006
    Last Structure Change Process Date: March 21, 2006
    Last Data Update: March 21, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2414 North Westminster Road, Nicoma Park, OK 73066
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • Financial Summary
  • Total assets: $46.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $46,257Total assets
  • $2,569Cash and due from depository institutions
  • $0Interest-bearing balances
  • $24,750Securities
  • $3,630Federal funds sold & reverse repurchase agreements
  • $11,713Net loans & leases
  • $301Loan loss allowance
  • $0Trading account assets
  • $327Bank premises and fixed assets
  • $0Other real estate owned
  • $2,945Goodwill and other intangibles
  • $0Life insurance assets
  • $323All other assets
  • $46,257Total liabilities and capital
  • $35,360Total liabilities
  • $35,168Total deposits
  • $26,416Interest-bearing deposits
  • $35,168Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $192All other liabilities
  • $10,897Total equity capital
  • $10,897Total bank equity capital
  • $10,897Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $10,790Undivided profits
  • Memoranda
  • $-93Noncurrent loans and leases
  • $47Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $530Earning assets
  • $0Long-term assets (5+ years)
  • $284Average Assets, year-to-date
  • $40,093Average Assets, quarterly
  • $14,382Volatile liabilities
  • $44,477Insider loans
  • $45,192FHLB advances
  • $5,040Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $47Total unused commitments
  • $0Restructured Loans and leases
  • $204Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $100Total interest income
  • $23Total interest expense
  • $77Net interest income
  • $0Provision for loan and lease losses
  • $25Total noninterest income
  • $0Fiduciary activities
  • $24Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1Additional noninterest income
  • $43Total noninterest expense
  • $27Salaries and employee benefits
  • $6Premises and equipment expense
  • $10Additional noninterest expense
  • $59Pre-tax net operating income
  • $0Securities gains (losses)
  • $9Applicable income taxes
  • $50Income before extraordinary items
  • $0Extraordinary gains - net
  • $50Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.24%Yield on earning assets
  • 0.06%Cost of funding earning assets
  • 0.19%Net interest margin
  • 0.06%Noninterest income to earning assets
  • 0.11%Noninterest expense to earning assets
  • 0.11%Net operating income to assets
  • 0.11%Return on assets (ROA)
  • 0.13%Pretax return on assets
  • 0.58%Return on equity (ROE)
  • 0.58%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 35,294Assets per employee
  • 2.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.51%Loss allowance to noncurrent loans
  • 56.79%Noncurrent assets plus other real estate owned to assets
  • 1.15%Noncurrent loans to loans
  • 4.41%Net loans and leases to deposits
  • 33.31%Net loans and leases to core deposits
  • 38.88%Equity capital to assets
  • 23.56%Core capital (leverage) ratio
  • 19.60%Tier 1 risk-based capital ratio
  • 49.68%Total risk-based capital ratio
  • Memoranda
  • $51Average assets
  • $44,477Average earning assets
  • $8,566Average equity
  • $40,864Average loans

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