Parkdale Bank in Beaumont, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 07, 1994

  • Parkdale Bank in Beaumont, Texas (TX)
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Parkdale Bank - Overview

  • General
  • FDIC Certificate #: 21207
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Texas, National Association (#27474)
    Federal Reserve ID: 208552
    Date Established: September 04, 1973
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 14666
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 04, 1973
    Last Structure Change Effective Date: March 07, 1994
    Last Structure Change Process Date: March 17, 1994
    Last Data Update: March 17, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 6025 Eastex Freeway, Beaumont, TX 77706
    County: Jefferson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Beaumont-Port Arthur, TX (#840)
    Core Based Statistical Area (CBSA): Beaumont-Port Arthur, TX (#13140)
    CBSA Metro Statistical Area: Beaumont-Port Arthur, TX (#13140)
  • Financial Summary
  • Total assets: $60.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $36Total assets
  • $60,369Cash and due from depository institutions
  • $5,290Interest-bearing balances
  • $100Securities
  • $25,384Federal funds sold & reverse repurchase agreements
  • $8,600Net loans & leases
  • $18,849Loan loss allowance
  • $547Trading account assets
  • $0Bank premises and fixed assets
  • $1,870Other real estate owned
  • $0Goodwill and other intangibles
  • $376Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $60,369Total liabilities
  • $53,628Total deposits
  • $53,425Interest-bearing deposits
  • $39,682Deposits held in domestic offices
  • 53425.00%% insured (estimated)
  • $81Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $203Total equity capital
  • $203Total bank equity capital
  • $6,741Perpetual preferred stock
  • $0Common stock
  • $345Surplus
  • $2,569Undivided profits
  • Memoranda
  • $3,827Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $57Income earned, not collected on loans
  • $72Earning assets
  • $52,933Long-term assets (5+ years)
  • $1,935Average Assets, year-to-date
  • $64,788Average Assets, quarterly
  • $60,731Volatile liabilities
  • $4,420Insider loans
  • $1,719FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,416Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,741Total risk weighted assets
  • $28,468Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,697Total interest expense
  • $1,113Net interest income
  • $2,584Provision for loan and lease losses
  • $0Total noninterest income
  • $1,020Fiduciary activities
  • $0Service charges on deposit accounts
  • $919Trading account gains & fees
  • $0Additional noninterest income
  • $101Total noninterest expense
  • $2,272Salaries and employee benefits
  • $1,146Premises and equipment expense
  • $274Additional noninterest expense
  • $852Pre-tax net operating income
  • $1,332Securities gains (losses)
  • $54Applicable income taxes
  • $444Income before extraordinary items
  • $942Extraordinary gains - net
  • -$28Net income attributable to bank
  • $914Net charge-offs
  • $5Cash dividends
  • $70Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.27%Cost of funding earning assets
  • 1.89%Net interest margin
  • 4.38%Noninterest income to earning assets
  • 1.73%Noninterest expense to earning assets
  • 3.85%Net operating income to assets
  • 1.40%Return on assets (ROA)
  • 1.41%Pretax return on assets
  • 2.10%Return on equity (ROE)
  • 14.38%Retained earnings to average equity (YTD only)
  • 13.28%Net charge-offs to loans
  • 0.03%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 63,041Assets per employee
  • 1.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 7.66%Loss allowance to loans
  • 2.82%Loss allowance to noncurrent loans
  • 959.65%Noncurrent assets plus other real estate owned to assets
  • 0.09%Noncurrent loans to loans
  • 0.29%Net loans and leases to deposits
  • 35.28%Net loans and leases to core deposits
  • 38.46%Equity capital to assets
  • 11.17%Core capital (leverage) ratio
  • 11.20%Tier 1 risk-based capital ratio
  • 23.68%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $64,788Average earning assets
  • $6,355Average equity
  • $59,007Average loans

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