Partners Trust Bank in Utica, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 30, 2007

  • Partners Trust Bank in Utica, New York (NY)
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Partners Trust Bank - Overview

  • General
  • FDIC Certificate #: 16045
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Manufacturers and Traders Trust Company (#588)
    Federal Reserve ID: 76117
    Date Established: April 26, 1839
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 17934
    FDIC's unique #: 10273
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: July 01, 1943
    Last Structure Change Effective Date: November 30, 2007
    Last Structure Change Process Date: December 13, 2007
    Last Data Update: December 13, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 233 Genesee Street, Utica, NY 13501
    County: Oneida
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Syracuse
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Utica-Rome, NY (#8680)
    Core Based Statistical Area (CBSA): Utica-Rome, NY (#46540)
    CBSA Metro Statistical Area: Utica-Rome, NY (#46540)
  • Financial Summary
  • Total assets: $3,625.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 742Total employees (full-time equivalent)
  • $3,747,877Total assets
  • $57,503Cash and due from depository institutions
  • $1,610Interest-bearing balances
  • $956,070Securities
  • $15,850Federal funds sold & reverse repurchase agreements
  • $2,282,574Net loans & leases
  • $34,824Loan loss allowance
  • $0Trading account assets
  • $23,659Bank premises and fixed assets
  • $31Other real estate owned
  • $253,973Goodwill and other intangibles
  • $73,879Life insurance assets
  • $158,217All other assets
  • $3,747,877Total liabilities and capital
  • $3,246,880Total liabilities
  • $2,298,901Total deposits
  • $2,037,726Interest-bearing deposits
  • $2,298,901Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $27,180Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $895,348Other borrowed funds
  • $0Subordinated debt
  • $25,451All other liabilities
  • $500,997Total equity capital
  • $500,997Total bank equity capital
  • $500,997Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $423,838Undivided profits
  • Memoranda
  • $77,159Noncurrent loans and leases
  • $273,602Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,048Earning assets
  • $0Long-term assets (5+ years)
  • $15,014Average Assets, year-to-date
  • $3,256,104Average Assets, quarterly
  • $0Volatile liabilities
  • $3,792,920Insider loans
  • $3,760,846FHLB advances
  • $1,706,847Loans and leases held for sale
  • $14,016Unused loan commitments
  • $894,185Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $273,602Total unused commitments
  • $31Restructured Loans and leases
  • $27,851Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $181,842Total interest income
  • $94,742Total interest expense
  • $87,100Net interest income
  • -$4,951Provision for loan and lease losses
  • $25,372Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $25,372Additional noninterest income
  • $71,722Total noninterest expense
  • $35,240Salaries and employee benefits
  • $8,157Premises and equipment expense
  • $28,325Additional noninterest expense
  • $45,701Pre-tax net operating income
  • -$1,626Securities gains (losses)
  • $14,098Applicable income taxes
  • $29,977Income before extraordinary items
  • $0Extraordinary gains - net
  • $29,977Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$3,647Sale, conversion, retirement of capital stock, net
  • $50,006Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.53%Yield on earning assets
  • 2.88%Cost of funding earning assets
  • 2.65%Net interest margin
  • 0.77%Noninterest income to earning assets
  • 2.18%Noninterest expense to earning assets
  • 0.82%Net operating income to assets
  • 0.79%Return on assets (ROA)
  • 1.16%Pretax return on assets
  • 5.79%Return on equity (ROE)
  • -3.87%Retained earnings to average equity (YTD only)
  • -0.16%Net charge-offs to loans
  • 135.76%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 57,066Assets per employee
  • 5.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 166.81%Loss allowance to loans
  • 1.50%Loss allowance to noncurrent loans
  • 860.28%Noncurrent assets plus other real estate owned to assets
  • 0.11%Noncurrent loans to loans
  • 0.17%Net loans and leases to deposits
  • 99.29%Net loans and leases to core deposits
  • 150.71%Equity capital to assets
  • 13.37%Core capital (leverage) ratio
  • 7.31%Tier 1 risk-based capital ratio
  • 11.54%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $3,792,920Average earning assets
  • $518,098Average equity
  • $3,288,852Average loans

Total Fiduciary and Related Assets (December 31, 2006)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $274,836Managed Assets
  • 1Number of Accounts
  • $262,087Personal trust and agency accounts
  • $102,746Employee benefit-defined contribution accounts
  • $5,430Employee benefit-defined benefit accounts
  • $45,465Other retirement accounts
  • $7,578Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $100,868Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 295Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $12,749Other retirement accounts
  • $0Corporate trust and agency accounts
  • $9,479Other fiduciary accounts
  • $1,823Fiduciary accounts held in foreign offices

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