Peachtree National Bank in Peachtree City, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 08, 2007

  • Peachtree National Bank in Peachtree City, Georgia (GA)
  • Show street view No street view available for this location

Peachtree National Bank - Overview

  • General
  • FDIC Certificate #: 26805
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of North Georgia (#31203)
    Federal Reserve ID: 821531
    Date Established: September 11, 1986
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Interstate: No)
    FDIC's unique #: 35980
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: September 11, 1986
    Last Structure Change Effective Date: September 08, 2007
    Last Structure Change Process Date: September 28, 2007
    Last Data Update: September 28, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 2603 Highway 54 West, Peachtree City, GA 30269
    County: Fayette
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • Financial Summary
  • Total assets: $241.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 77Total employees (full-time equivalent)
  • $254,530Total assets
  • $7,035Cash and due from depository institutions
  • $106Interest-bearing balances
  • $34,522Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $200,747Net loans & leases
  • $3,794Loan loss allowance
  • $0Trading account assets
  • $5,204Bank premises and fixed assets
  • $394Other real estate owned
  • $657Goodwill and other intangibles
  • $0Life insurance assets
  • $5,971All other assets
  • $254,530Total liabilities and capital
  • $229,480Total liabilities
  • $205,047Total deposits
  • $166,761Interest-bearing deposits
  • $205,047Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $13,383Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $7,426Other borrowed funds
  • $0Subordinated debt
  • $3,624All other liabilities
  • $25,050Total equity capital
  • $25,050Total bank equity capital
  • $25,050Perpetual preferred stock
  • $0Common stock
  • $1,937Surplus
  • $18,471Undivided profits
  • Memoranda
  • $4,642Noncurrent loans and leases
  • $58,870Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,580Earning assets
  • $0Long-term assets (5+ years)
  • $1,471Average Assets, year-to-date
  • $235,375Average Assets, quarterly
  • $15,596Volatile liabilities
  • $249,167Insider loans
  • $255,133FHLB advances
  • $75,664Loans and leases held for sale
  • $3,916Unused loan commitments
  • $7,426Tier 1 (core) risk-based capital
  • $1,038Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $58,870Total unused commitments
  • $0Restructured Loans and leases
  • $2,908Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $18,258Total interest income
  • $5,460Total interest expense
  • $12,798Net interest income
  • -$1,760Provision for loan and lease losses
  • $1,940Total noninterest income
  • $0Fiduciary activities
  • $1,290Service charges on deposit accounts
  • $0Trading account gains & fees
  • $650Additional noninterest income
  • $8,351Total noninterest expense
  • $4,760Salaries and employee benefits
  • $890Premises and equipment expense
  • $2,701Additional noninterest expense
  • $8,147Pre-tax net operating income
  • $0Securities gains (losses)
  • $3,066Applicable income taxes
  • $5,081Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,081Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,440Sale, conversion, retirement of capital stock, net
  • $6,991Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.92%Yield on earning assets
  • 2.37%Cost of funding earning assets
  • 5.55%Net interest margin
  • 0.84%Noninterest income to earning assets
  • 3.62%Noninterest expense to earning assets
  • 2.04%Net operating income to assets
  • 2.04%Return on assets (ROA)
  • 3.27%Pretax return on assets
  • 19.17%Return on equity (ROE)
  • -7.21%Retained earnings to average equity (YTD only)
  • 0.72%Net charge-offs to loans
  • -122.22%Credit loss provision to net charge-offs
  • 4.44%Efficiency ratio
  • 56,663Assets per employee
  • 3.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 137.59%Loss allowance to loans
  • 1.85%Loss allowance to noncurrent loans
  • 105.98%Noncurrent assets plus other real estate owned to assets
  • 1.56%Noncurrent loans to loans
  • 1.75%Net loans and leases to deposits
  • 97.90%Net loans and leases to core deposits
  • 135.85%Equity capital to assets
  • 9.84%Core capital (leverage) ratio
  • 9.70%Tier 1 risk-based capital ratio
  • 10.61%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $249,167Average earning assets
  • $26,505Average equity
  • $230,392Average loans

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Peachtree National Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents