FDIC Certificate #: 30775 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Morton Community Bank (#18429) Federal Reserve ID: 214571 Date Established: January 01, 1882 WWW:http://www.pekinsavings.com Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 2 (Interstate: No) OTS Docket #: 5901 FDIC's unique #: 43609 Numeric code: 41 Regulator: FDIC Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: Yes Date of Deposit Insurance: October 28, 1955 Last Structure Change Effective Date: December 08, 2005 Last Structure Change Process Date: Febuary 09, 2006 Last Data Update: Febuary 09, 2006 Data Source Date: April 05, 2012
Location
Address: 601 Court St, Pekin, IL 61554 County: Tazewell Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Springfield Il Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Peoria-Pekin, IL (#6120) Combined Statistical Area (CSA): Peoria-Canton, IL (#426) Core Based Statistical Area (CBSA): Peoria, IL (#37900) CBSA Metro Statistical Area: Peoria, IL (#37900)
Financial Summary
Total assets: $119.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2004)
Dollar figures in thousands
40Total employees (full-time equivalent)
$113,486Total assets
$4,689Cash and due from depository institutions
$2,106Interest-bearing balances
$23,739Securities
$0Federal funds sold & reverse repurchase agreements
$78,701Net loans & leases
$617Loan loss allowance
$0Trading account assets
$2,887Bank premises and fixed assets
$7Other real estate owned
$315Goodwill and other intangibles
$0Life insurance assets
$3,148All other assets
$113,486Total liabilities and capital
$103,438Total liabilities
$88,758Total deposits
$86,099Interest-bearing deposits
$88,758Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$13,800Other borrowed funds
$0Subordinated debt
$880All other liabilities
$10,048Total equity capital
$10,048Total bank equity capital
$10,048Perpetual preferred stock
$0Common stock
$168Surplus
$1,201Undivided profits
Memoranda
$8,679Noncurrent loans and leases
$7,126Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$819Earning assets
$0Long-term assets (5+ years)
$546Average Assets, year-to-date
$104,546Average Assets, quarterly
$27,254Volatile liabilities
$112,015Insider loans
$113,096FHLB advances
$21,528Loans and leases held for sale
$4,234Unused loan commitments
$13,800Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$5,145Total risk weighted assets
$7,126Total unused commitments
$0Restructured Loans and leases
$617Derivatives
Income and Expense (December 31, 2004)
Dollar figures in thousands
$5,942Total interest income
$2,678Total interest expense
$3,264Net interest income
$72Provision for loan and lease losses
$779Total noninterest income
$0Fiduciary activities
$431Service charges on deposit accounts
$0Trading account gains & fees
$348Additional noninterest income
$3,005Total noninterest expense
$1,665Salaries and employee benefits
$394Premises and equipment expense
$946Additional noninterest expense
$966Pre-tax net operating income
$18Securities gains (losses)
$330Applicable income taxes
$654Income before extraordinary items
$0Extraordinary gains - net
$654Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$36Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2004)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.70%Yield on earning assets
2.57%Cost of funding earning assets
3.13%Net interest margin
0.75%Noninterest income to earning assets
2.88%Noninterest expense to earning assets
0.57%Net operating income to assets
0.58%Return on assets (ROA)
0.88%Pretax return on assets
6.75%Return on equity (ROE)
6.75%Retained earnings to average equity (YTD only)
0.05%Net charge-offs to loans
200.00%Credit loss provision to net charge-offs
28.83%Efficiency ratio
74,326Assets per employee
2.84%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.78%Loss allowance to noncurrent loans
75.34%Noncurrent assets plus other real estate owned to assets
0.73%Noncurrent loans to loans
1.03%Net loans and leases to deposits
88.67%Net loans and leases to core deposits
99.58%Equity capital to assets
8.85%Core capital (leverage) ratio
8.86%Tier 1 risk-based capital ratio
12.97%Total risk-based capital ratio
Memoranda
$14Average assets
$112,015Average earning assets
$9,688Average equity
$104,328Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Pekin Savings Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: