FDIC Certificate #: 33960 Status: Inactive Closing history: Office Sold Acquiring institution:Great Western Bank (#8327) Federal Reserve ID: 2257125 Date Established: December 09, 1994 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 8 (Interstate: No) OTS Docket #: 14504 FDIC's unique #: 55334 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes Oakar Institutions: Yes State Chartered: Yes Date of Deposit Insurance: December 09, 1994 Last Structure Change Effective Date: December 14, 2002 Last Structure Change Process Date: December 20, 2002 Last Data Update: December 20, 2002 Data Source Date: April 05, 2012
Location
Address: 10307 Metcalf Avenue, Overland Park, KS 66212 County: Johnson Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760) Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312) Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140) CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
History of Changes
Merger - Without Assistance
Office Sold
Financial Summary
Total assets: $158.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
Dollar figures in thousands
77Total employees (full-time equivalent)
$147,362Total assets
$6,676Cash and due from depository institutions
$53Interest-bearing balances
$11,884Securities
$10,200Federal funds sold & reverse repurchase agreements
$108,441Net loans & leases
$1,965Loan loss allowance
$0Trading account assets
$5,039Bank premises and fixed assets
$0Other real estate owned
$562Goodwill and other intangibles
$0Life insurance assets
$4,560All other assets
$147,362Total liabilities and capital
$135,808Total liabilities
$131,249Total deposits
$110,819Interest-bearing deposits
$131,249Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$3,520Other borrowed funds
$0Subordinated debt
$1,039All other liabilities
$11,554Total equity capital
$11,554Total bank equity capital
$11,554Perpetual preferred stock
$0Common stock
$2,001Surplus
$8,125Undivided profits
Memoranda
$1,428Noncurrent loans and leases
$16,668Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,755Earning assets
$40Long-term assets (5+ years)
$765Average Assets, year-to-date
$130,578Average Assets, quarterly
$865Volatile liabilities
$146,512Insider loans
$146,283FHLB advances
$12,687Loans and leases held for sale
$324Unused loan commitments
$3,520Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$16,668Total unused commitments
$0Restructured Loans and leases
$1,432Derivatives
Income and Expense (December 31, 2001)
Dollar figures in thousands
$11,222Total interest income
$5,863Total interest expense
$5,359Net interest income
$908Provision for loan and lease losses
$1,244Total noninterest income
$0Fiduciary activities
$636Service charges on deposit accounts
$0Trading account gains & fees
$608Additional noninterest income
$6,916Total noninterest expense
$3,735Salaries and employee benefits
$1,282Premises and equipment expense
$1,899Additional noninterest expense
-$1,221Pre-tax net operating income
$0Securities gains (losses)
-$125Applicable income taxes
-$1,096Income before extraordinary items
$0Extraordinary gains - net
-$1,096Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1,542Sale, conversion, retirement of capital stock, net
$617Net operating income
Performance and Condition Ratios (December 31, 2001)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.53%Yield on earning assets
4.46%Cost of funding earning assets
4.08%Net interest margin
0.95%Noninterest income to earning assets
5.26%Noninterest expense to earning assets
-0.75%Net operating income to assets
-0.75%Return on assets (ROA)
-0.83%Pretax return on assets
-9.95%Return on equity (ROE)
-15.55%Retained earnings to average equity (YTD only)
1.45%Net charge-offs to loans
58.88%Credit loss provision to net charge-offs
-0.20%Efficiency ratio
103,483Assets per employee
1.91%Cash dividends to net income (YTD only)
Condition Ratios (%)
-56.30%Loss allowance to loans
1.78%Loss allowance to noncurrent loans
71.32%Noncurrent assets plus other real estate owned to assets
1.87%Noncurrent loans to loans
2.50%Net loans and leases to deposits
82.62%Net loans and leases to core deposits
91.46%Equity capital to assets
7.84%Core capital (leverage) ratio
7.29%Tier 1 risk-based capital ratio
9.31%Total risk-based capital ratio
Memoranda
$11Average assets
$146,512Average earning assets
$11,016Average equity
$131,491Average loans
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