Peoples Bank in Barretville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 06, 2001

  • Peoples Bank in Barretville, Tennessee (TN)
  • Show street view No street view available for this location

Peoples Bank - Overview

  • General
  • FDIC Certificate #: 9185
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Trustmark National Bank (#4988)
    Federal Reserve ID: 571751
    Date Established: January 01, 1908
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Interstate: No)
    OTS Docket #: 15799
    FDIC's unique #: 5879
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 06, 2001
    Last Structure Change Process Date: April 23, 2001
    Last Data Update: April 23, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 9105 Barret Road, Barretville, TN 38053
    County: Shelby
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Memphis, TN-AR-MS (#4920)
    Core Based Statistical Area (CBSA): Memphis, TN-MS-AR (#32820)
    CBSA Metro Statistical Area: Memphis, TN-MS-AR (#32820)
  • Financial Summary
  • Total assets: $311.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 105Total employees (full-time equivalent)
  • $318,097Total assets
  • $8,485Cash and due from depository institutions
  • $14Interest-bearing balances
  • $112,731Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $182,411Net loans & leases
  • $2,290Loan loss allowance
  • $0Trading account assets
  • $8,860Bank premises and fixed assets
  • $799Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $4,811All other assets
  • $318,097Total liabilities and capital
  • $266,097Total liabilities
  • $262,130Total deposits
  • $223,870Interest-bearing deposits
  • $262,130Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $2,967All other liabilities
  • $52,000Total equity capital
  • $52,000Total bank equity capital
  • $52,000Perpetual preferred stock
  • $0Common stock
  • $929Surplus
  • $1,000Undivided profits
  • Memoranda
  • $50,071Noncurrent loans and leases
  • $13,099Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,996Earning assets
  • $0Long-term assets (5+ years)
  • $1,499Average Assets, year-to-date
  • $295,156Average Assets, quarterly
  • $71,994Volatile liabilities
  • $330,371Insider loans
  • $327,166FHLB advances
  • $65,665Loans and leases held for sale
  • $60Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $13,099Total unused commitments
  • $0Restructured Loans and leases
  • $2,290Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $23,560Total interest income
  • $11,442Total interest expense
  • $12,118Net interest income
  • $480Provision for loan and lease losses
  • $3,015Total noninterest income
  • $0Fiduciary activities
  • $1,357Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,658Additional noninterest income
  • $7,554Total noninterest expense
  • $4,227Salaries and employee benefits
  • $1,233Premises and equipment expense
  • $2,094Additional noninterest expense
  • $7,099Pre-tax net operating income
  • -$313Securities gains (losses)
  • $1,984Applicable income taxes
  • $4,802Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,802Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $187Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.68%Yield on earning assets
  • 3.73%Cost of funding earning assets
  • 3.95%Net interest margin
  • 0.98%Noninterest income to earning assets
  • 2.46%Noninterest expense to earning assets
  • 1.52%Net operating income to assets
  • 1.45%Return on assets (ROA)
  • 2.05%Pretax return on assets
  • 9.84%Return on equity (ROE)
  • 9.84%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 256.68%Credit loss provision to net charge-offs
  • 40.53%Efficiency ratio
  • 49,917Assets per employee
  • 3.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.24%Loss allowance to noncurrent loans
  • 114.73%Noncurrent assets plus other real estate owned to assets
  • 0.88%Noncurrent loans to loans
  • 1.08%Net loans and leases to deposits
  • 69.59%Net loans and leases to core deposits
  • 92.38%Equity capital to assets
  • 16.35%Core capital (leverage) ratio
  • 15.58%Tier 1 risk-based capital ratio
  • 26.00%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $330,371Average earning assets
  • $48,801Average equity
  • $306,941Average loans

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