Peoples Bank and Loan Co. in Lewisville, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 08, 1999

  • Peoples Bank and Loan Co. in Lewisville, Arkansas (AR)
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Peoples Bank and Loan Co. - Overview

  • General
  • FDIC Certificate #: 87
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Citizens National Bank of Hope (#3876)
    Federal Reserve ID: 294041
    Date Established: January 01, 1911
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 67
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 08, 1999
    Last Structure Change Process Date: April 22, 1999
    Last Data Update: April 22, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: Spruce Street, Lewisville, AR 71845
    County: Lafayette
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $35.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $35,231Total assets
  • $906Cash and due from depository institutions
  • $1Interest-bearing balances
  • $20,739Securities
  • $280Federal funds sold & reverse repurchase agreements
  • $11,622Net loans & leases
  • $383Loan loss allowance
  • $0Trading account assets
  • $611Bank premises and fixed assets
  • $0Other real estate owned
  • $491Goodwill and other intangibles
  • $0Life insurance assets
  • $582All other assets
  • $35,231Total liabilities and capital
  • $32,232Total liabilities
  • $32,010Total deposits
  • $27,438Interest-bearing deposits
  • $32,010Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $222All other liabilities
  • $2,999Total equity capital
  • $2,999Total bank equity capital
  • $2,999Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $3,662Undivided profits
  • Memoranda
  • $-763Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $236Earning assets
  • $0Long-term assets (5+ years)
  • $145Average Assets, year-to-date
  • $32,642Average Assets, quarterly
  • $13,538Volatile liabilities
  • $32,224Insider loans
  • $33,679FHLB advances
  • $9,142Loans and leases held for sale
  • $83Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,165Total unused commitments
  • $0Restructured Loans and leases
  • $15,822Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $2,199Total interest income
  • $1,159Total interest expense
  • $1,040Net interest income
  • $0Provision for loan and lease losses
  • $134Total noninterest income
  • $0Fiduciary activities
  • $99Service charges on deposit accounts
  • $0Trading account gains & fees
  • $35Additional noninterest income
  • $595Total noninterest expense
  • $347Salaries and employee benefits
  • $68Premises and equipment expense
  • $180Additional noninterest expense
  • $579Pre-tax net operating income
  • $3Securities gains (losses)
  • $186Applicable income taxes
  • $396Income before extraordinary items
  • $0Extraordinary gains - net
  • $396Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$144Sale, conversion, retirement of capital stock, net
  • $1,022Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.46%Yield on earning assets
  • 3.93%Cost of funding earning assets
  • 3.53%Net interest margin
  • 0.45%Noninterest income to earning assets
  • 2.02%Noninterest expense to earning assets
  • 1.22%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 1.81%Pretax return on assets
  • 11.98%Return on equity (ROE)
  • -18.94%Retained earnings to average equity (YTD only)
  • -1.23%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 46,934Assets per employee
  • 3.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 258.08%Loss allowance to loans
  • 3.19%Loss allowance to noncurrent loans
  • 162.29%Noncurrent assets plus other real estate owned to assets
  • 0.67%Noncurrent loans to loans
  • 1.97%Net loans and leases to deposits
  • 36.31%Net loans and leases to core deposits
  • 50.82%Equity capital to assets
  • 8.51%Core capital (leverage) ratio
  • 7.85%Tier 1 risk-based capital ratio
  • 15.88%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $32,224Average earning assets
  • $3,304Average equity
  • $29,477Average loans

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